The Student Room Group

My 'friend' refuses to pay back £650 that they owe me

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Call Citizens advice
Collect all of the evidence showing you gave it to them, especially if theres any mention of them repaying
Go to a small claims court?
I think you'll need to purchase a few baseball bats and you a few mates need to go round and threaten to practice your baseball skills on him unless he coughs up. Never lend to anyone without a written agreement and holding something of theirs of a reasonable value.

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Scam/rob them. People who need to borrow from friends usually aren't good for the repayments.
Reply 23
Sounds like a job for Mr. Baseball Bat.

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