You'll have to apply for cheaper accommodation. The cheapest is generally below the basic student loan amount (probably has to be), i.e. 3500. Living out in a house seems to cost about that mark as well. Plead financial hardship to your uni and they will happily transfer you to a different one, that sort of thing happens a lot, in many unis some people end up "twinned" for the first few days because they're still sorting out all the stragglers even in September.