you know i'm finding it really hard to read all the posts that are sayin OP's father is being xyz an calling him names. the man has got his child this far and yeah ok, he's not willing to do the guarantor thing - and the question was, is that fair, well yeah actually, it's kinda fair enuff. sounds like he's done what he could, for as long as he could. there's clearly a reason he doesn't wanna discuss this and it's a closed subject. mebbe there's a debt issue as mentioned previously. who knows.
it may make life that bit harder for OP but, not impossible surely! especially saying how much money the OP has saved up.
as a parent he has already done his duty...and no that doesn't stop at 18 but mebbe he's unable to do this one thing (whatever his reasons) and is too proud to say. for sure, i know my own dad's like this and it's incredibly frustrating when trying to reason with him.
*mebbe a horse's head one of the times*
guess i'm saying, leave the man his dignity and try and find another way.
never have been able to understand the silent neg from someone i'm not even havin the convo with. if u disagree, make your case. i'm as open to ideas as hopefully, you are.