Thanks for the comments.
In January I got AAAB for my modules, I know I've got a lot to work on this january and june but at least i've got those results to give me some support for this year.
I spoke to my teachers straight away and they understand too that I had a lot on my hands at the end of the year. At least I've shown them what I can do if I really focus, so hopefully there's some trust in that I can do well in the end.
I'm not sure what my predicted grades are, but when I spoke to my referee about taking a year out completely he strongly advised that I apply this year because I may have a 'chance'- meaning a set of good predicted grades?
Like you've all said, I should put in an insurance university, but most of these universities are the ones that I would have applied to before my grades took a down turn. So this year for me it's more of a gamble rather than really securing a place to go to university next year.
Considering the competition and perfect grades others will have, I know that my chances are very slim, so i'm preparing to make plans for a year out. Nonetheless there's nothing to lose in taking the risk this year I guess.