How Much Money do You Have in the Bank?

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About £4k in current account and about £180k offshore. I'm keeping that for a house when I graduate though. My university just gave me £800 in bursaries because they think I'm poor :colone:

Reply 201

shereez234

0 pence until the new year

Reply 202

PatrickD

I'm 17 and right now I've got £150 in my wallet, about £300 in my current account and £4000 in my variable ISA. I'm pretty careful with my money and although I get paid cash-in-hand most of my wages go straight in the bank. I'm not saving for anything in particular but I just like knowing its there an that I've managed to save a decent amount. It will be useful when I go to uni next year too. :smile:

A couple of Mil

Not enough.

Around £16 in my current account & around £800 in my savings. Hoping to make that 2 grand by the time I start uni and if I get into my first choice, make that around £4k when I leave. Won't go to plan though.

Reply 206

woahnonow

I graduated from uni in July 2011 and worked a part-time job over the summer so I currently have just under £7k.

I just (thankfully) got a job that's £17k per annum which I start in January and I am living with my parents.

In October 2012, I start my postgraduate degree in Wales so basically, I will be saving like mad to pay the tuition fees and to pay for rent/life lol.

In a year's time exactly, I'll probably be one of the ones posting here saying '-£1475' but I like to think I've learned to budget and my days of overdrafting are long gone! :smile:

Reply 207

Georgiina_Tee

Original post by Cll_ws

£1.01!

I hopefully get some money tomorrow, £40. If not, I won't be going home this christmas because i can't afford a train ticket, haha!

EDIT: Well I say £1.01, but it's actually -£748.99. I've just got 1.01 available because my overdraft is £750!
I can't wait for my next loan installment, my accommodation payment is £500 less next term, that'll give me a bit of extra money than I had this term

LOl even though its not funny this just made me smile. 'I've just got £1.01 available because my over draft is £750'

Reply 208

crazycake93

£180

most i've ever accumilated in my life

Reply 209

Evangelica

Original post by lazy smurf

It's now about minus £850, but I get paid on Wednesday. And get student loan in Jan so it should improve.

That's my exact same reasoning - mine's about -£600 now but I'll have about £400 coming in from work soon and my loan in January so I'll be fine ... right? :lol:

Reply 210

username85555

£75. soon to be £2800 :smile:

Reply 211

Schemilix

Given that my cousin dropped out of Uni and I got her share of my Great Grandmother Rita's 'for my grandchildren' money before she passed away recently... a lot.

In my personal accounts about £700. Should be more once my loan comes through since I get a bit more than is needed to pay for the rent, have yet to check since they upped me to the London rate finally, though I had to ask twice. Still owed more though, I mean... I should get maximum and no matter what evidence we send (I think we've exhausted all possible evidence we can actually send to confirm out income), Student Finance are giving me the minimum. This would be fine except £1000 grant per year is nothing to sniff at. Looks like I won't be getting it though. At least I have money, I guess, but I think it's unfair to promise something and then piss around and disappoint people. I'm not the only one having some serious issues getting Student Finance to a) pay and b) actually indicate anything that is going on without me having to waste my and the company's time calling every two weeks.

ANYWAY that wasn't what this thread is about. Since I'm a first year living in catered halls, I have plenty for now. Next year'll test those savings methinks.

Reply 212

Cll_ws

Original post by Georgiina_Tee

LOl even though its not funny this just made me smile. 'I've just got £1.01 available because my over draft is £750'

haha, well i'm glad it made you smile! you'll be glad to know that I did get my £40 today so I will make it home this christmas!

Reply 213

thegodofgod

17, ~ £3k in my savings account and ~ £200 in my current account, which I've not used once since being set up around 7 months ago :biggrin:

Reply 214

iSMark

Original post by rjm101

I know its a bit of a taboo to talk about this stuff but I've never minded and I've allways been curious about how much other people have too.

I'm also 21 and at the moment I have £6750. I earned a fair bit during placement year just through expenses.

During the summer I wanted a lot of things but I have this thing that I dont like breaking barriers. I had 7k and I sold off a lot of things I no longer use just to keep it above that but that only held on for so long.

I made about £600 selling off some old FPV gear. I would probably of had 10k if I didnt have any expensive hobbies. Other than that I bearly ever socialise.

Once I get 10k I would like to invest some of it in something but I'm totally lost on what to do. Doubt banks would pay any interest as its nothing to them but the reason behind me wanting to do that is because 0.5% interest in savings just isnt worth thinking about lol.

ISA?

You don't pay tax on it either. My ISA is 3%. The Bank of England base rate is just what they charge the banks.

So to save you the math £6750 *3% = £202.5

Reply 215

emilym94

27p in my current account. £6 in my purse. £15,000 in savings that i'm not allowed until i'm 21.

Great.

Reply 216

lazy smurf

Original post by Evangelica

That's my exact same reasoning - mine's about -£600 now but I'll have about £400 coming in from work soon and my loan in January so I'll be fine ... right? :lol: