So I've got a decision to make regarding accommodation for next year. I can stay on campus with some reasonably amiable aquaintances and pay about £3,400... or I can move into town with some incredibly close friends, find someone to take my room for next year (not hard), pay £350 NOW to cancel my contract for uni accommodation, pay a deposit for a flat in town NOW (around £350-£400) but overall pay around £2,700 + bills (including the deposit) for a flat...
I could afford to pay the £350 now but then I'd have less than £100 in the bank. For the deposit I'm 100% certain I could borrow money off my dad and pay it back after the summer once I've got my student loan in (it's my birthday in about a month so he might be lenient but he would definitely want most of the money back). I've got a part-time job atm (11 hours per week) but chosing the second option would mean I'd have to either up my hours over the summer (dunno if I can) or get a second part-time job (definitely very possible but I'm not 100% certain...). I'd also be renting a flat over the summer and paying about £50 per week for it - but I'm not 100% certain I could get that flat, only about 90% certain. Otherwise it would mean I'd have to get a more expensive flat at about £75-£80 per week and rely on getting more hours or another job.
TSR Money Savings Club, what should I do?