(Original post by Chicharito14)
With admiral, your excess can be put to £1,000 (a lot i know), but it will bring down your insurance massively.
I got insured on a 307, 1.6L 3 months after i passed, for £1900 (quite a lot), but i was fully comp, etc. You name it, i had everything under my name.
Since then, i've had my second quote and i'm paying £900 for my second year of driving (on multi car policy still).
What i can recommend you doing, (if you haven't bought/got your insurance yet), is to ring up admiral, ask them for a quote on multi car policy, with you main driver etc fully comp. If that 'new' quote they say is around £2k or whatever, ask them to put your voluntary excess to £1,000. Get one parent on your car as named driver too.
This will bring it down a fair bit. The only downside is just be extra careful whilst driving! I pay £600 for my voluntary excess, so my insurance has effectively gone down £1,300 after the first year.
It might make sense to get your parents to speak to admiral, as they'll be more inclined to give you an expensive quote, and mug you off.
I remember the lowest quote i was getting was £3k for my insurance. I know £1,900 is expensive, but it has fallen down significantly, to a more reasonable price (still debatable!)
So just try and see if putting your excess to £1,000, will bring your quote lower than the £900 odd you have got at the other insurance company, and see how it goes.