Maintenance loan not covering accomodation

Discussion and questions about student financial support arrangements - from government loans and grants to university bursaries. Please use the main Money & Finance forum for more general financial topics.

Announcements Posted on
Please change your TSR password 23-05-2013
IMPORTANT: You must wait until midnight (morning exams)/4.30AM (afternoon exams) to discuss Edexcel exams and until 1pm/6pm the following day for STEP and IB exams. Please read before posting, including for rules for practical and oral exams. 28-04-2013
Sign in to Reply
  1. IfYouRun's Avatar
    • New Member
    • Posts: 1
    Maintenance loan not covering accomodation
    Due to my stepdad earning too much, I only get the bare minimum 3.5k in a maintenance loan. Obviously it's unfair to ask him to support me, and my mum and dad do not earn much at all and so I can't rely on them either.
    The problem is the maintenance loan doesn't even cover my accomodation. This has lead to me wondering if I could say I have moved in with my sister, allowing me to get the full ammount, would this be counted as fraud and/or would i be caught?
  2. Shani's Avatar
    • Overlord in Training
    • Location: North Wales
    • Posts: 2,029
    Re: Maintenance loan not covering accomodation
    You can't just move in with someone else to get more money. Your finance would still be based on one of your parents unless you're 25 or over, estranged (and have a professional to back you up with evidence), are a parent or have self-supported for 3 years with evidence to prove this.
  3. LadyBunion's Avatar
    • Respected Member
    • Posts: 185
    Re: Maintenance loan not covering accomodation
    Why can't you ask your parents for money? Someone must be earning enough to mean you can't have a grant?
  4. infairverona's Avatar
    • Exalted and Worshipped Member
    • Posts: 1,330
    Re: Maintenance loan not covering accomodation
    (Original post by LadyBunion)
    Why can't you ask your parents for money? Someone must be earning enough to mean you can't have a grant?
    said it was the stepdad, would you feel comfortable asking someone who isn't really related to you for money?

    student loans are kinda crappy, you might just have to get a job moving in with someone else (or saying you did) wouldn't help for this year anyway as it's based on the last tax year. so presumably your loan would be based on your parents' earnings last year.
  5. LadyBunion's Avatar
    • Respected Member
    • Posts: 185
    Re: Maintenance loan not covering accomodation
    (Original post by infairverona)
    said it was the stepdad, would you feel comfortable asking someone who isn't really related to you for money?
    But presumably SOMEONE is supporting her at home??? Dad ?? Stepdad ?? Mum?? Someone's income must have triggered the level of funding she has and therefore they should contribute
    Last edited by LadyBunion; 01-06-2012 at 11:40.
  6. Evangelica's Avatar
    • Exalted and Worshipped Member
    • Posts: 1,339
    Re: Maintenance loan not covering accomodation
    (Original post by LadyBunion)
    But presumably SOMEONE is supporting her at home??? Dad ?? Stepdad ?? Mum?? Someone's income must have triggered the level of funding she has and therefore they should contribute
    Yes, his step dad. His mother does not earn a lot, and neither does his father. His step dad is the one with money. How would you feel asking either of your parent's new partners for money for university? It's a very uncomfortable thing to have to do, and depending on how long they've been together it may aso be inappropriate to do so.
  7. skunky x's Avatar
    • Overlord in Training
    • Location: Reading, Berks
    • Posts: 2,168
    Re: Maintenance loan not covering accomodation
    (Original post by LadyBunion)
    But presumably SOMEONE is supporting her at home??? Dad ?? Stepdad ?? Mum?? Someone's income must have triggered the level of funding she has and therefore they should contribute
    And even if they were they have no obligation to give money.
  8. harmony23's Avatar
    • Junior Member
    • Posts: 63
    Re: Maintenance loan not covering accomodation
    Ring student finance in the first instance, on the form there should have been a thing asking for just your mum and dad's income, rather than household. I'm under the impression that your stepdad's income shouldn't be counted as you're not his dependant. Kick up a storm, write a letter/e-mail/phone, and ask the student support at your chosen university for advice.

    Failing that, get a job. I worked a lot in the first two years of my degree just to get by, realistically you'll probably be in uni about 6 hours a week in 1st yr so it's manageable.
  9. Shani's Avatar
    • Overlord in Training
    • Location: North Wales
    • Posts: 2,029
    Re: Maintenance loan not covering accomodation
    (Original post by harmony23)
    Ring student finance in the first instance, on the form there should have been a thing asking for just your mum and dad's income, rather than household. I'm under the impression that your stepdad's income shouldn't be counted as you're not his dependant. Kick up a storm, write a letter/e-mail/phone, and ask the student support at your chosen university for advice.

    Failing that, get a job. I worked a lot in the first two years of my degree just to get by, realistically you'll probably be in uni about 6 hours a week in 1st yr so it's manageable.
    You've misinterpreted the guidelines because if the OP lives with his mother and stepfather (or has most contact with them, rather than his father) then both their incomes need to be taken into account.

    I point you to this thread, to show what happens when someone "bends the truth" on the official forms:

    http://www.thestudentroom.co.uk/show....php?t=2018655
  10. TenOfThem's Avatar
    • TSR Royalty
    Re: Maintenance loan not covering accomodation
    Presumably, if you live with your Mum and Step Dad then they are supporting you now ... if so why would they be unhappy to partially support you when you go to university

    Does your Dad pay any child maintenance ... If he does then that could be used to help finance you
Sign in to Reply
Share this discussion:  
Useful resources
Article updates
Moderators

We have a brilliant team of more than 60 volunteers looking after discussions on The Student Room, helping to make it a fun, safe and useful place to hang out.

Reputation gems:
The Reputation gems seen here indicate how well reputed the user is, red gem indicate negative reputation and green indicates a good rep.
Post rating score:
These scores show if a post has been positively or negatively rated by our members.