So you're unworthy also?
I think you have an incorrect perception of the less well off. Believe it or not most don't have 10 kids, and are lazy bums who have never worked in their life (though there are certainly people like this). There are many people who have had little if any opportunities in life and work very hard, and full-time, on minimum wage.
Many of the students I know who are from low income backgrounds have parents who work full time, or are from single parent families (sometimes the other parent died).
These people have had to overcome more obstacles in order to get to university than a well-off middle class student, who is far more likely to attend a good school, more likely to receive additional tuition, whose parents are far more likely to be able to afford to send their children on educational trips or visits, and buy educational toys and books.
Those from less well off backgrounds are also more likely drop out of university due to financial reasons so it makes sense to concentrate financial support to the less well off.
By encouraging the less well off to attend university, we are trying to give more opportunities to the less well of and break this poverty trap.
But they are not being forced to. They are free to refuse, as they are doing.
Instead you need to look at other ways to fund your studies (
perhaps work and save, overdraft, charities and trusts, or do a distance learning degree).
Yes your parents have paid more in tax, but they (should) have also had far more of an opportunity to save. If they haven't been able to, or just chose not to use their savings on your higher education, then this is not the fault of the government. People from less well off backgrounds have not had the opportunity to save.
How much is the shortfall between your expected costs and what you will receive in financial support? Don't forget what I've said. It should rarely, if ever, be the case that a student needs to drop out for financial reasons. If you do go to university and find yourself in financial difficulty then there is further financial support available.
This government is making the biggest, most ambitious (and most controversial) changes to the welfare state in over a generation. It is arguably targeting the wrong people but that's another matter.
Well you get into dangerous ground when you do start talking of "useful" degrees.
Also you claim that students do not not see the money. This isn't quite true with NHS degrees as students are given an NHS bursary (admittedly this doesn't result in "more money" as such, as the money is deducted from the loan, but does mean less debt).
And I really don't think there are people who think "hey, let's not get a decent a job as at least that way my student debt is wiped out after 30 years". These are invariably intelligent people and aware that this means they'll likely be worse off, not better off.