Advice for withdrawal after summer

Hi there,

Im currently a first year student and recieve maintenance loan and grant funding as well as my tuition fee. I would like some advice on what would happen if I were to withdraw from my course after the summer?

I have recently found out I was pregnant and have decided to continue with the pregnancy, however I have been quite unsure about my course for a while but not certain I wish to withdraw or just suspend. I am aware if I withdraw now I am liable to repay my overpayment, but what if I finish my year as im unsure and then suspend or withdraw before the beginning of the next academic year? Will I still need to repay an overpayment or not as I will have used the money for rent and uni costs the next coming months?

Thank you.