50/50 Liability after minor scratches.

I was wondering if a 50/50 split liability claim will count as at fault on my insurance policy. Also Will this effect my premiums?

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Reply 1

username1799249

Yes and yes. Any claim will increase your premiums even with a no claims protector and even if you weren't at fault.

Good luck!

Reply 2

Mehmet_Sarica_

Does the premium raise according to the severity of the accident. And thanks for quick reply

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Reply 3

JamesN88

Original post by Mehmet_Sarica_

Does the premium raise according to the severity of the accident. And thanks for quick reply

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When I had a 50/50 claim I lost 3 years no-claims. At the end of the year in which I had the crash I would have had 4 but it reduced down to 1. The price was roughly double to renew.

Reply 4

Mehmet_Sarica_

How much did you pay before and at renewal? Was it a serious accident?

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Reply 5

XMaramena

Yes, and yes.

I wouldn't be surprised if the other party is with the same insurance company as you.

Reply 6

Mehmet_Sarica_

No they are not, my insurance told me. Also how much do you think it will effect premiums with protected no claims.

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Reply 7

Joeey009

Original post by Mehmet_Sarica_

No they are not, my insurance told me. Also how much do you think it will effect premiums with protected no claims.

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Call them and ask them how are we supposed to know depends how much they pay out 😂
Someone i know had a fault claim which caused the insuer to pay out £41k they didnt send him renewal invitation so its differnet for everyone :smile:

Reply 8

Mehmet_Sarica_

Original post by Joeey009

****s sake😂😂😂how did he manage to do damage that bad? What did he hit a hyper car?

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Reply 9

Joeey009

Original post by Mehmet_Sarica_

****s sake😂😂😂how did he manage to do damage that bad? What did he hit a hyper car?

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Motorway accident in a foreign country 😂

Reply 10

Mehmet_Sarica_

Original post by Joeey009

Motorway accident in a foreign country 😂

Oh dear😂 was he alright and how bad was the damage?

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Reply 11

Joeey009

Original post by Mehmet_Sarica_

Oh dear😂 was he alright and how bad was the damage?

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Yeah fine his car got written off and damages to other cars etc came to that amount i guess.

Reply 12

Talon

To be honest, whenever I have filled in the forms for insurance they haven't asked whether or not I was at fault for a claim, just if there had been one and what the total amount was.