Loan from our MD

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As J-SP says, a loan is unlikely, technically a company has to have a specific licence to offer credit. A salary advance is possible, but I suspect any employer would want to be paid back asap, within 6-12 months, so depending on your salary and fixed outgoings, this may or may not be possible.

What is your notice period?
How likely are you to have to quit the job if you can't get an advance?
What other options are there and how much do they cost?

Off the top of my head, questions you'd need to prepare answers to before you had the conversation.

I'll cut the story short..

I've worked in my company now for 4-5 years, I'm very highly thought of and my boss has helped out in the past.

I consider my position stable as Warehouse Manager.. however I could really do with a Loan.

I won't go into how I got myself into money problems but I could do with around about £3000-£4000 to pay off outstanding debts, which would then ideally set me back with just 1 monthly payment coming out of my bank (which would be the payment to pay back the loan)

All other direct debits would be paid off in full so I have NOTHING coming out of my account.

Do you think I could approach my MD with this request?

Hoestly the only way that would be likely is if you knew your managing director personally and the two of you are close outside the workplace in which case he would be doing you a personal favour as it would mean him taking a risk for you. There is also a chance that your company has a policy to give the workers no more money than what they have already earned. I think like most people have said before your only real option is to ask for an advance payment but that would leave you poor when the next payment is due. I think the best long-term solution would be to just wait out the struggle and spend as little as possible for a month or two that way you'll have a clean slate. The only time it is wise to borrow money is for a house or a business.