What would you do with £10,000?

It sounds like - hopefully - you'll be a living a very comfortable few years at uni, I'm glad to hear it!

All you people saying ISAs you do realise those are for tax purchases not saving right? you make no money with them.

Since you sound pretty clued up, out of curiosity what do you do with your savings (or theoretical savings if you are going the way I am and hemorraging funds! )? Ive been experimenting trying to make a small return on the moderate (Couple of grand) savings I have without risking stocks and bonds which to be honest I know next to nothing about.

So far my most success has been bouncing between 'premium rate' current accounts using direct debits to stay just above there minimum input/output thresholds. My highest account sits on 4.8% APR up to 2k with the rest being held in another that offers 3% on £3-20. My income comes into the 4.8 account which requires £500 a month to keep APR, on payday £1000 gets DD to the 3% to keep its APR up then the day after that the 3% account DDs ~£500 back into the 4.8% to keep it on £2k. I also have my rent and credit card DD coming from the 3% account as it has a minimum direct debit count requirement. Daily purchases go on credit which full balance DDs every month. So yeah In theory I make 4.8% return on £2k and 3% return on £3k+ well also building a credit rating, however the 3% has turned into 2% since I dont hold the minimum balance for the 3% return anymore :/.

I plan to move the balance of the 3% account to a help too buy ISA once I start making a more reliable income every month.

Moneysavingexpert.com is a great resource by the way.

You make a bit of money with ISAs - really depends on what type. With nearly 9k in an 'safe' cofund investment ISA I have gained £400 roughly (goes up an down), which isn't much. But if I wanted to I could buy more 'risky' funds, meaning that I could make more profit, or if I'm unlucky, I could make a loss.

unless the rates have changed factoring in inflation you generally speaking loose money...
i mean im not saying they cant make money but you need a lot to start with, a lot of time and its usually untouchable whilst savings accounts dont penalise you

hmm you lose money? which financial service are you with?

I'd custom build a PC, treat my room acoustically, buy extra peripherals (mics, **** like that), Yamaha H8s and the H8S. I'd purchase Kontakt, Spire, Nexus, ProFilter & Valhalla series and other VSTs if I need 2. Also a midi-keyboard. 61 keys sounds ideal but I'll take 88 for the lolz. Fancy chair, fancy table... Add a interface and I have my dream studio.

Should cost like 8K, 2k... Probably pump it into a business or market.

I'd take a gap year and go travelling all over East Asia and Oceania for the whole year!
It may be a bit stupid and you could use the money more wisely, but when else are you gonna do something this crazy and exciting?

Forget savings, I'd splash it out!

You make a bit of money with ISAs - really depends on what type. With nearly 9k in an 'safe' cofund investment ISA I have gained £400 roughly (goes up an down), which isn't much. But if I wanted to I could buy more 'risky' funds, meaning that I could make more profit, or if I'm unlucky, I could make a loss.