Year 12s: what will be the first way you research your future options? >>

Enough spending money?

Jodiekelly1995

I get £375.33 a month in student loans, this pays for my car, petrol, phone bill, insurance and dog insurance lol.

I get £50 allowance from my dad, this would this be just for me each month as I would be staying at home and all food etc is paid for my by family.. I would get a part time job but I can't juggle things around, I want 100% focus on my computer science degree, I'm aiming for a first.. Looking for opinions? People who are in the same situation?

Reply 1

alleycat393

£375 doesn't sound like a lot to cover everything you mention but you know best. It's also very dependent on city and lifestyle. Have a think of what you currently spend on. A part time job is definitely doable with a full time course but you have to manage your time well.

Reply 2

Jodiekelly1995

Original post by alleycat393

I'm going to Hertfordshire university :smile:

Car finance: 100
Petrol: 100
Insurance: 110
Phone bill: 65

I just don't know what to do :frown:

I don't want a job as this is my last chance. I dropped out of Greenwich university last year as I couldn't juggle 3 days a week work and 4 days university.

I'm scared that I won't be able to work Saturday and Sunday and university 4 days a week at Hertfordshire :frown:

(edited 7 years ago)

Reply 3

alleycat393

Not sure what you want me to say tbh. It looks like you've made up your mind already and I've given my opinion so good luck!

Reply 4

username1799249

Original post by Jodiekelly1995

Car finance: 100
Petrol: 100
Insurance: 110
Phone bill: 65

Are these your outgoings? In that case you need £375 a month but will have £375.33 + £50 coming in. So you can just about do it.

That said - £65 on phones each month is bonkers. You should be able to get the top of the range whatever with unlimited everything for less than £40 and if you are a bit cunning you can do it for so much less than that. If you don't have much money, you can't afford to spend that much on phonage. I am not that well off and have a 4 year old handset and pay £12 a month for a sim only contract.

Good luck!