Not everyone going to uni has a supportive family

Yeah. I have huge respect for people who get through uni by themselves.

One of my friends actually got 2 sugar daddies because her financial position is so dire. She's going to Nottingham next year because she's going to be estranged from her parents (who sound so much worse than mine). While I personally don't think I'd do it at all even though I support her fully, I'd rather do two part time jobs or something.

That's awful Can I ask what's their reasoning for not giving a penny to find your studies?

No, I totally agree! The costs are horrendous. Luckily they supply chem ones 😅 Student finance are taking the piss with me so I may have to ask for financial aid, have to wait 6 more weeks for a decision! Despite sending it off on the first day when applications opened. Being foreign, eh?

I also meant £30 left over after the £70 spent ;-) that's not doable.. Not if you have to take a bus or want to buy stationary or anything other than cheap food

Yeah same. I have a uni friend who didn't wanna go back home because his parents were going through a very sour and blood-thirsty divorce. So horrible to hear.

And oh, how adventurous for her! Is she going to get more sugar daddies in Nottingham?

Well, she is a part-time lover, so that is a job within it's own right! As long as she's safe and all, I personally don't see it as a problem. Just imagine being old and lonely. Of course you'll be willing to pay to feel wanted! It's sad really. But she's gotta hustling though; she gotta make the money, hunny!

In my friend's case, her dad's got a criminal record and her mum's an alcoholic. None of them support her decision to go to university so she's decided to just get sugar daddies to help fund her (along with her student loans). She's saved up enough to last a few months but she has a year to go so she can make more. She hasn't spent a single penny on fancy designer stuff.

I fully support her. She texts me whenever she has an appointment and stuff so I know she's ok. She's actually considering applying for KCL this year to see if she can get in because both of her sugar daddies are based in London.

She's got that "I'll do what I have to do to get the degree I want." kind of attitude which is inspiring asf.

Oh gosh, that must be truly horrible home life, bless her. She's a better woman than I am - I'd have spent that dolla!

Oh, what year is she in?

Yeah, strong women are inspiring for sure. She'll do whatever it takes and good for her. It's not about where you come from, or how you got there - but what you do with that after is important. And clearly, she wants to be something better in the future, so good for her!

Explain the situation to your tutor (you have to be honest, it's a bit crap telling them but you'd be surprised how many academics had crappy parents) and she'll write a letter to Student Finance confirming your status as 'estranged from parents'

Thanks for replying to me.

I told my college tutor, so I'll just have to tell my tutor at uni right?

Thank you for your little nugget of hope. How are your studies now?
I hope to 'cut the cord' or so to speak when I move out so I can start fresh

Once you're at uni you don't have to go home-work full time over the holidays and make sure your housing contract for 2nd and subsequent years starts as soon as your previous contract ends so you can easily move your stuff directly between your houses. This, on top of an interest free overdraft can help you remain independent from your parents.

I know this may sound harsh, but it sounds like your parents are very toxic, and imho it would be best if you go complete no contact once you start uni, so you can be happy.

You still have to pay it back and usually you have to pay it back very quickly.

They give you two months after you finish uni at least before they change the terms of your overdraft. Enough time to work and get out of it

Not with me. HSBC wanted their money back within a year of opening up my student bank account.

Defo wouldn't suggest to anyone who has financial difficulty to get one as banks expect you to constantly put money in and pay off the account very quickly. Or, at least HSBC does.

That doesn't sound like a normal student account-the terms of your interest free over draft should not change until your status as a student changes to graduate status.

You should read the terms and conditions of these things closely to avoid being screwed over like this

Every contract says the banks are within their rights to ask for the money back whenever they want.

It was an interest-free account.

I don't need a lecture on how to read a contract. I was merely pointing out my experience and now every student bank account is beneficial for someone who hasn't got money to repay the bank. A student bank account isn't supposed to be used as a scapegoat for people who haven't got money. It's supposed to be used in terms of being temporary. I knew loads of other friends who needed to pay back their loans within their first year of opening theirs too.