Hi,
I was a student studying in the UK not long ago. At first, I was just chugging along my course without much thought, but I realized after awhile that it wasn't what I wanted to do. So I stopped attending my lectures and started doing things that I was actually passionate about. Eventually, I left the UK and went back to my home country.
However, I did not pay a small portion of my fees, as I was no longer there - but the contract was for a full year. By any standards, I've overpaid, but because of their regulations, they're now chasing me for that small portion. They sent me a letter saying that they would pass along the debt to a debt collection agency.
So my question is:
What can the debt collection agency do to you?
(I've done a little searching, and some sources say that they might continously contact you, or add interest to the debt. But at what point exactly can they force you to pay?)