I am about to start Uni and all my friends are getting student bank accounts. I am currently using a normal bank account and as far as I can see, the only benefit of a student one is the possibility to apply for a larger overdraft and the odd incentive prize.
I don't particularly want a larger overdraft as my mum will always help if I am stuck and I don't want to get into debt.
Is there any other benefits of student bank accounts that I should be aware of?