The Student Room Group

Advice with Smart Pig?

Hello,
So I basically I used to the company Smart Pig over the summer for additional funds.
Now this years finance will not cover the outstanding balance I will need to pay on them back.
Anybody else had this issue or have advice? My Credit score isnt great anyway but that doesn't bother me.
Reply 1
Avatar for IWMTom
IWMTom
20
Original post by Tiny_dancerx
Hello,
So I basically I used to the company Smart Pig over the summer for additional funds.
Now this years finance will not cover the outstanding balance I will need to pay on them back.
Anybody else had this issue or have advice? My Credit score isnt great anyway but that doesn't bother me.


So you took out credit that you cant pay back? Sounds like your problem tbh.

Ring and setup a payment plan - mind you, the max it could possibly be is 525 quid so, you definitely cant pay that??
Reply 2
Avatar for Tiny_dancerx
Tiny_dancerx
OP
Original post by IWMTom
So you took out credit that you cant pay back? Sounds like your problem tbh.

Ring and setup a payment plan - mind you, the max it could possibly be is 525 quid so, you definitely cant pay that??


YES of course it's my problem or wouldnt be asking for advice.
Their was a surge in price of my accomdation at UNI due to a complete refit, at the time i would be able to pay it. Now im short
Reply 3
Avatar for IWMTom
IWMTom
20
Original post by Tiny_dancerx
YES of course it's my problem or wouldnt be asking for advice.
Their was a surge in price of my accomdation at UNI due to a complete refit, at the time i would be able to pay it. Now im short


It's your responsibility to ensure you have means to pay. These payday loans are notoriously awful. Contact them explaining your circumstances and they will assist, however, expect a hit on your credit file.

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