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Cooperative Young Drivers Insurance - Is anyone insured by them?
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Original post by bijesh12
I will be driving at night ( well after 10) at like once or twice a month. Does this severly affect the premium ?
They're fine if it's one off since they take an average over 90 days. Basically if you're hitting 5s and you get a 1/2 for driving late at night once?
It won't really change the average much as long as you drive normally every other day.
It will affect your safe driving score if you're doing it a lot. Other than that, I cant see it being a problem
I use this, and it's been by far the most reasonable quote, considering my circumstances.
It saves me £3k, so even if it is a bit frustrating to be 'watched' I'd rather have it and the money!
I have actually found it from time to time useful -it's like having a little voice telling you that you should slow down etc (obv. there's no actual voice!) and I think in the long run I drive safer because of it.
I have 5s all round except for aceleration/braking, which is 4.2 which is very good considering I feel as if I acc/brake quite harshly.
If you don't drive like a **** you'll be fine!
It saves me £3k, so even if it is a bit frustrating to be 'watched' I'd rather have it and the money!
I have actually found it from time to time useful -it's like having a little voice telling you that you should slow down etc (obv. there's no actual voice!) and I think in the long run I drive safer because of it.
I have 5s all round except for aceleration/braking, which is 4.2 which is very good considering I feel as if I acc/brake quite harshly.
If you don't drive like a **** you'll be fine!
Original post by thefunktopus69
I use this, and it's been by far the most reasonable quote, considering my circumstances.
It saves me £3k, so even if it is a bit frustrating to be 'watched' I'd rather have it and the money!
I have actually found it from time to time useful -it's like having a little voice telling you that you should slow down etc (obv. there's no actual voice!) and I think in the long run I drive safer because of it.
I have 5s all round except for aceleration/braking, which is 4.2 which is very good considering I feel as if I acc/brake quite harshly.
If you don't drive like a **** you'll be fine!
It saves me £3k, so even if it is a bit frustrating to be 'watched' I'd rather have it and the money!
I have actually found it from time to time useful -it's like having a little voice telling you that you should slow down etc (obv. there's no actual voice!) and I think in the long run I drive safer because of it.
I have 5s all round except for aceleration/braking, which is 4.2 which is very good considering I feel as if I acc/brake quite harshly.
If you don't drive like a **** you'll be fine!
I am on 4.7 for braking and accelerating, everything else is 5s. I always put my foot down quite frequently so I don't think it's that sensitive lol. Good thing really
.Finally another person who has this, all of my friends are now getting this after paying 3/4k last year
Original post by Doctor.
I am on 4.7 for braking and accelerating, everything else is 5s. I always put my foot down quite frequently so I don't think it's that sensitive lol. Good thing really .
Finally another person who has this, all of my friends are now getting this after paying 3/4k last year
.Finally another person who has this, all of my friends are now getting this after paying 3/4k last year
I am paying 3k for even this
But I am main driver in dodgy post code area so reasonable-ish.
I doubt my car would accelerate quickly enough for it to notice -I've had my foot all the way down in third and I still get 4.02 -the mighty power of 60 horses (at least when new!)
Original post by thefunktopus69
I am paying 3k for even this
But I am main driver in dodgy post code area so reasonable-ish.
I doubt my car would accelerate quickly enough for it to notice -I've had my foot all the way down in third and I still get 4.02 -the mighty power of 60 horses (at least when new!)
But I am main driver in dodgy post code area so reasonable-ish.
I doubt my car would accelerate quickly enough for it to notice -I've had my foot all the way down in third and I still get 4.02 -the mighty power of 60 horses (at least when new!)
Fair enough, I live in like the lowest rated area
annoying because my area is really nice. Just lots of chavs crash round the corner because they think they're 'well ard'.Anyway, your premium will fall soon
Original post by Doctor.
Went for a long drive yesterday and I'm still on all 5s. I like this insurance
Hmm what car do you drive? I keep getting an average/low score on the acceleration part yet I don't think i'm accelerating hard or breaking hard at all.
I have been with them for over 3 months now and got my refund mind you.
(edited 12 years ago)
Original post by MeineJunge
Hmm what car do you drive? I keep getting an average/low score on the acceleration part yet I don't think i'm accelerating hard or breaking hard at all.
I have been with them for over 3 months now and got my refund mind you.
I have been with them for over 3 months now and got my refund mind you.
Fair enough, I drive a Toyota Yarris. I guess it could be sensitivity of your device I guess
Original post by MeineJunge
Hmm what car do you drive? I keep getting an average/low score on the acceleration part yet I don't think i'm accelerating hard or breaking hard at all.
I have been with them for over 3 months now and got my refund mind you.
I have been with them for over 3 months now and got my refund mind you.
Coincidentally what was your refund -you can say as a percentage if you'd like.
Original post by Doctor.
What is the "Road Type Usage"- It still says check back in 3 days, its been quite a bit more than 3 days lol :P.
Does it show up for anyone else? If so what is it!!
Does it show up for anyone else? If so what is it!!
This exact thing happens to me!
I was wondering whether to ask here!
I guess it must need a large aggregate over a month or so.
Original post by thefunktopus69
This exact thing happens to me!
I was wondering whether to ask here!
I guess it must need a large aggregate over a month or so.
I was wondering whether to ask here!
I guess it must need a large aggregate over a month or so.
ah that's good, atleast im not the only one lol
Original post by Doctor.
ah that's good, atleast im not the only one lol
My cornering went tits up yesterday -down from consistent fives suddenly to 2.8!
Can't seem to remeber that I did anything differently except went for a drive on a motorway.
Original post by thefunktopus69
My cornering went tits up yesterday -down from consistent fives suddenly to 2.8!
Can't seem to remeber that I did anything differently except went for a drive on a motorway.
Can't seem to remeber that I did anything differently except went for a drive on a motorway.
You didn't do a left turn in 70 MPH haha. Guess it doesn't enjoy fast speeds
. Not tried on moterways, fastest I've been going is 40. Sometimes 43 by accident lolOriginal post by thefunktopus69
Coincidentally what was your refund -you can say as a percentage if you'd like.
£230 with the premium being £2500
Original post by MeineJunge
£230 with the premium being £2500
Ouch that is a pricey premium. There are quite a few tricks with Co-Op to get your quote down. (When you're getting a quote)
Original post by Doctor.
Ouch that is a pricey premium. There are quite a few tricks with Co-Op to get your quote down. (When you're getting a quote)
What are these tricks?
Original post by Akmeeda
What are these tricks?
Be truthful when it tells you to put in the main drivers mileage. For example I put my dads mileage to 15k. Now I get my insurance for £1000
-The higher the cheaper :P
Original post by Doctor.
Ouch that is a pricey premium. There are quite a few tricks with Co-Op to get your quote down. (When you're getting a quote)
At least it's not £3.2k...
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