Cheap Car Insurance: Guide and FAQ

Its currently £2250 to insure my unmodified 51 plate Pug 206 1.1. The cheapest car i've seen for insurance for young drivers is a late 1980's/early 1990's Mini 1.0. With 1 years no claims and in the one of the lowest risk areas of the country (where I live) the cheapest quote I got on confused.com was £717. I then checked it for a girl my age and it went down to just £395.

Really though, how many places stock Mini's from the 80s and 90s?

That said, classic Mini's are really nice looking cars

Well for a start, i know from experience. Anything over a 1.2 for your first car you could be in trouble.
Second, get someone else on as main driver, with you as an additional.
Get a quote with a company that puts a GPS box into the car, which then determines your insurance premium based on your driving. Just need to get that first year out the way first.

BMW hahaha!!

yea co-op young drivers

Fair point, I did consider buying one but you need to spend at least £2000 to get one that isn't a complete wreck.

You need to be insured on a much smaller car, I'm currently trying to get insured and a 1.2 engine will cost over 2000 pounds.

I know it seems unfair, but so long as absolute morons our age continue to write off cars, that's what we have to deal with. Pretty outrageous but that's life unfortunately.

is it possible to get car insurance less than £2000 a year if you are 22, am looking forward to buy a car.

erm that is called breaking the law and he would most likely be screwed if he crashed.

Not really, because who is able to prove the main driver hasn't been driving the car as much as you said they would, just because the named driver was driving when involved in a collision.

Not really, because who is able to prove the main driver hasn't been driving the car as much as you said they would, just because the named driver was driving when involved in a collision.

The insurance company will do whatever it takes to avoid a payout. People do et caught out.

If you get a pretty small car, then maybe yeah. When I say small, I'm talking probably no bigger than a litre, maybe straying below that. Have a look around

I looked around gumtree, auto trader and some other websites for volkswagen - golf model be it S/T range.I want to spend around £1000 or less, what sort of cars would have no bigger than a litre and what range is it? Thanx for your replay

try elephant insurance they've been cheap for me and even when I had an accident they were great and really organised (even the courtesy car was a brand new vw polo, 3000 miles )