Cheap Car Insurance: Guide and FAQ

Hi, i brought this insurance exactly a week ago, but I am waiting for the Smartbox to be fixed. I am driving a Fiat Punto 2003 1.2 8v, I was added as a named driver under my mums name, who only has two years experience and 2 NCD's, and was only quoted £595.00, which compared to other insurance companies is a bargain. Btw, i only passed a month ago, and i am a 17 year old, Male and my Postcode is E Rated. )

Could I ask what the name of your insurance company is?

Did they ask you to send them a copy of your license?

How are people getting quotes at all from the likes of Direct Line? I put my details into their website and they said they couldn't give me a quote! Passed my test in November and 24 years old

I dunno why you'd get that but try ringing them up and get a quote that way?

i just did coops check and got a quote for £2800?

elephant quote me at £1300 for the same car?

they aren't seriously expecting you to pay 38k.... they put it at that price because they don't WANT to take the risk that you bring... but would be willing to take it if you paid them an extortionate amount of money... like if you were i don't know... p diddys son.

you're going to get a high quote on that car, because it's quite a big engine for a first car and it's more expensive than something like an old nissan micra or something..

i'm a girl so obvs it's a lot cheaper for me but i had a 1 litre petrol car i think it's 12 years old... my first quote was £800.... obviously there are other factors but i think the two main factors are sex and car.... so i would get looking if i were you.

Agreed. Driving a 1.8L car with 5 years NCB - £700.

Want to get her lowered by 35mm? Bump that figure up to £1400. God damn.

is it possible to get car insurance less than £2000 a year if you are 22, am looking forward to buy a car.

Is it worth doing a Pass Plus course before getting my insurance and a car? I'm worried I might have left it a while, since I passed my test a couple of months ago and haven't driven since.

If you don't want to do pass plus you could just do a couple of lessons to refresh your memory etc? I haven't driven in 4 years since I passed and will probably do lessons and pass plus, the motorway experience and guidance alone would make it worth it even if it doesn't reduce insurance costs in my opinion.

Yeah, that's what I thought too. I wasn't the best learner driver, so extra lessons on the motorway would be great. I was hoping it would also reduce my insurance somewhat? Anyway, I better get calling my instructor soon about it.