I understand the point you are making I am in a predicament at the moment started uni 4 weeks ago and studying business management and paying uni all by myself but 4 weeks in I am thinking is this really a worthwhile investment, before i even start my life i am going to be 20,000+ in debt without a guaranteed job when I leave, I know loads of people at uni who mommy and daddy are paying everything so that worry of money is eliminated from them so they would never need to second guess uni but when you have that worry, you do question it, they straight away will have a better start in life than me and there fortunate for that and there is nothing wrong with parents paying but it does affect you when you are not rich and getting any help because you really question it, to me i see it as an equivalent as a mortgage do i really need that degree that much I just don't know.