[æææ]

Has anyone else done this? when's the next instalment? ****

[Dude Where's My Username]

Are you Danish? Also the next instalment is January 12th. You are truely F'ed in the A. WTF did you spend it all on?!

[GodspeedGehenna]

What did you learn?

[theronkinator]

Depends on your uni, but probably mid January.

And no I've not done it because I know how to budget and use common sense (unless you spend it on necessaries which most don't).

[Miraclefish]

Well you can apply for a hardship loan (unlikely you'll get it), go cap-in-hand to family, sell your body or become a freelance urban pharmaceutical distributor...

[jessyfantastic90]

How did you manage that? Its only October.

[heidigirl]

What on earth did you spend it on?

As has already been said, the next installment is not until January (generally around the beginning-mine is due the 10th, but you may have a slightly different date).

If you know a certain amount of money has to last you x amount of time, it's generally a good idea to come up with a sensible budget that you stick to, rather than spending it without a thought of how much you have left and when you're going to get any more.

[easter_bunny]

I did this in the first term of the first year. I never did it again.

I hope you learnt your lesson! If you get a grant AND a loan I'm impressed you managed to spend so much money so quickly. Your university may have some sort of crisis fund but I can't imagine 'I spent all my loan' will work with that one.

[Cicerao]

I don't even have mine yet.

[ranbow99]

(Original post by easter_bunny)
I did this in the first term of the first year. I never did it again.

I hope you learnt your lesson! If you get a grant AND a loan I'm impressed you managed to spend so much money so quickly. Your university may have some sort of crisis fund but I can't imagine 'I spent all my loan' will work with that one.

What did you spend it all on?

[easter_bunny]

(Original post by ranbow99)
What did you spend it all on?

Clothes, mainly. I had 75% loan and no grant which left me with about £20 a week after rent and bills so it was pretty easily done to spend however many 20s x weeks you get in a term!

[Mad Vlad]

(Original post by æææ)
Has anyone else done this? when's the next instalment?

Well... I'm sure you're not alone, but when you consider the kind of people that you're joining in this infamous group of students... it's nothing to be proud of.

Next instalment's probably the 10th Jan for most.

I suggest speaking to the bank of Mummy and Daddy, and getting some extra-curricular tuition on the value of money and something called Budgeting.

[A Mysterious Lord]

I did this in the second semester last year, left me with £2.50 a day to live on.

[Manitude]

I already spent all mine too.
On accommodation, which is exactly what I intended to spend it on, so I'm not too worried.

[ily_em]

Did you not have much left over after paying for accommodation? I somehow spent £500 in the last three weeks but if I'd had way less money to spend then I would've been more careful to budget...

[Cicerao]

I don't have my student loan yet, but Lebara Mobile topped me up £4, I was like OHHH HOW AWESOME I got £4 free credit! Then I realised it was because I'd topped up £40 in the last month. Fml.

[LissRules!!]

Yeah ive spent mine too. I had my overdraft to pay off, book cames to like £600 and then payed bills off in advance so not so bad i guess. I live with my boyfriend though and hes helping me get through uni so its not the end of the world for me.

[Bennyboy260692]

I'm still waiting for my student loan ! How the hell did you spend like £1-2k in a week or two!?

[TheSownRose]

Haven't spent a penny of mine yet...

[skenny7]

Oh Dear >.< Go to the bank of mum and dad and grovel.