Career Development Loan

Sorry to hear that Happy Penguins I can't believe they strung you along like that!

I don't have any experience in appealing, but all I can say it to keep at it. If you honestly can't think of anything in your credit history that would be a problem - or can but think it was miniscule - then I'd say keep with the appeal. However, it might be worth your while at least enquiring in a Barclays store about how quickly they could process a CDL for you (they might get into gear as its so close to start dates), and maybe talk with your own bank about getting a personal loan; you'd have to start paying it right away, probably, but if you borrowed enough that would cover the repayments for the Masters year and then worked afterwards, you'd be ok. Not ideal, I know, but it's an option.

Keep with the appeal, but definately back yourself up with other options. Hope this kind of helped fingers crossed for you!

I can't believe what the Co-OP did to you, Happy Penguins, I think it's really terrible. It may be that we're asking these banks to lend us money, but surely they must realise that it can really affect people's lives and should be sensitive to that fact. Do you know what it is on your credit history that might have changed their mind? It seems really odd to me that they wouldn't check all that before telling you you've been provisionally accepted and are going to be sent the forms!

As for applying with Barclays instead, you could try that, but be warned it may take a LONG time, I know some people have had an ok experience with them, but a lot of people seem to complain about them, me definitely included.

Barclays told me on the 8th September I would receive all the forms within 5-7 days. It's now the 24th of September, and guess what?! No forms. Every time I call they tell me 3-5 or 5-7 days. They've now told me the forms were actually sent out on the 15th September. Do I believe that? I don't know. They haven't turned up. I have the feeling this could go on forever.

How long did other people have to wait for their forms to arrive? My course starts next week and this is really starting to worry me!

Hi, I've applied to the co op for a CDL. I'm doing a part time MEd course and when I spoke to the woman at the co op on the phone the other day she said that if I was on a part time course then I couldn't ask to borrow living expenses. I told her I'd made an error and to mark me down as being on a full time course, but she said if this wasn't the case then the YPLA might flag it.

Does anyone know if this is likely to happen or might I get away with it?

Do barclays have the same rule?

Would they allow me to borrow for other course related expenses such as computer equip, books, etc?

Hi ive applied for a CDL a few weeks ago and just got declined from Barclays because of one 1 returned item fee .

I desperately need advice now shall i apply for coop or is their policy the same?????

PS pffn i know how u feel its a killer

Does anyone think I'd have a chance of slipping through the net if I'd told coop my course was full time and it was in fact part time or do you think the YPLA is pretty on point with this sort of thing??

Does anybody know when we get our first installment? I've already sent off the uni confirmation form and start uni next Monday...

I'm with Barclays...just a little annoyed by them, UCL wants a copy of the letter breaking down the payment installments for fees and maintenance. Course started today with no sign of loan, called up Barclays and they refuse to send me the breakdown of the loan until after they have sent me the loan which apparently wont be until next week...UCL may not let me enroll tomorrow unless they have proof they are being paid...argh!

You can enrol at UCL without paying - they won't even ask you about it. You need to pay 50% of the fees by sometime in October, I can't remember the date. So relax!

From the Barclays website:



I'm pretty sure the course fees go straight to the provider, and yeah, you just get your living expenses in one go at the start.