Cheap Car Insurance for Young Drivers
Im 18 years old and ive passed my driving test about a week ago and im going to get a car, but the insurance seems to be more than the actual car 
Maybe im looking at the wrong companies but can you please suggest cheap insurance companies for young drivers.
Thanks for your input.
EDIT BY COMMUNITY TEAM
ALWAYS do a car insurance quote comparison. Check:
www.moneysupermarket.com
confused.com
gocompare.com
Bigger discussion on finding cheap car insurance here
Maybe im looking at the wrong companies but can you please suggest cheap insurance companies for young drivers.
Thanks for your input.
EDIT BY COMMUNITY TEAM
ALWAYS do a car insurance quote comparison. Check:
www.moneysupermarket.com
confused.com
gocompare.com
Bigger discussion on finding cheap car insurance here
(edited 5 years ago)
Scroll to see replies
you wont get cheap insurance at this age.. end of!
im 18, male, passed 3 months ago and i paid £2830.19 for fully comp insurance, the car was £995.
you just have to do it, there is nothing you can do to get it cheap, so save yourself time and energy. when you see a quote for £3000 or less.. take it.
im 18, male, passed 3 months ago and i paid £2830.19 for fully comp insurance, the car was £995.
you just have to do it, there is nothing you can do to get it cheap, so save yourself time and energy. when you see a quote for £3000 or less.. take it.
Original post by mosmof
you wont get cheap insurance at this age.. end of!
im 18, male, passed 3 months ago and i paid £2830.19 for fully comp insurance, the car was £995.
you just have to do it, there is nothing you can do to get it cheap, so save yourself time and energy. when you see a quote for £3000 or less.. take it.
im 18, male, passed 3 months ago and i paid £2830.19 for fully comp insurance, the car was £995.
you just have to do it, there is nothing you can do to get it cheap, so save yourself time and energy. when you see a quote for £3000 or less.. take it.
Can you please tell me your insurance company? Because the cheapest I have been quoted is £5500 :s
Original post by Scarface-Don
Can you please tell me your insurance company? Because the cheapest I have been quoted is £5500 :s
tesco buddy.
yeah, i was getting stupid quotes to but tesco was the lowest of the lot. after a year though, it goes down by over £1000 so that'll be good! the first year seems to be the hardest.
Original post by mosmof
tesco buddy.
yeah, i was getting stupid quotes to but tesco was the lowest of the lot. after a year though, it goes down by over £1000 so that'll be good! the first year seems to be the hardest.
yeah, i was getting stupid quotes to but tesco was the lowest of the lot. after a year though, it goes down by over £1000 so that'll be good! the first year seems to be the hardest.
Thanks for the advice man
im on a gap year this year so im going to have to work my ass off 
Welcome to the world of insurance for young drivers! Shop around, price comparison etc, try Admiral, often seems cheapest, but if you want the truth if you really want to drive that bad you're gonna have to bite the bullet and pay. No other way around it i'm afraid.
Get a daewoo matiz ... cheap car , cheap insurance . WIN WIN .
Original post by Scarface-Don
Thanks for the advice man im on a gap year this year so im going to have to work my ass off
im on a gap year this year so im going to have to work my ass off no worries.. yeah do it! i've just left education and i havent a clue haha. its cheaper to pay your premium all in one go. and also, everyone says that so-in-so car is cheap for insurance etc, but for our age, ANY car is going to be a bomb to insure. stick to something below 1.4 though for first time!
good luck!
Original post by Scarface-Don
Can you please tell me your insurance company? Because the cheapest I have been quoted is £5500 :s
Jesus, it was only like £1800 for me and I thought that was pricey! are you guys driving monster trucks or something?!
Original post by Cornish student
Jesus, it was only like £1800 for me and I thought that was pricey! are you guys driving monster trucks or something?!
LOL im just tryin to get a clio insured. £1800 is flippin amazin !! Would you mind tellin me the name of your insurance company?
Original post by Scarface-Don
LOL im just tryin to get a clio insured. £1800 is flippin amazin !! Would you mind tellin me the name of your insurance company?
I got a quote for £5500 for a Clio! Are you kidding me?!
if you dont want to pay extortionate insurance premiums, wait a year or two and they'll be 40-50 % of what they are now for you...
Original post by Scarface-Don
Im 18 years old and ive passed my driving test about a week ago and im going to get a car, but the insurance seems to be more than the actual car
Maybe im looking at the wrong companies but can you please suggest cheap insurance companies for young drivers.
Thanks for your input.
Maybe im looking at the wrong companies but can you please suggest cheap insurance companies for young drivers.
Thanks for your input.
coverbox?
or you can get someone else as ur main driver
Original post by Scarface-Don
LOL im just tryin to get a clio insured. £1800 is flippin amazin !! Would you mind tellin me the name of your insurance company?
That is an instant no no for an insurance company. Young male driver who's only just passed his test, buying a clio of all things. Fiesta's, punto's, clio's, 106's, saxo's, etc are all seen as boy racer cars as they are commonly picked up cheap as chips and then modified for racing about in.
Many companies wont touch you in such a car.
(edited 12 years ago)
Original post by Scarface-Don
LOL im just tryin to get a clio insured. £1800 is flippin amazin !! Would you mind tellin me the name of your insurance company?
Aviva, but you will probably be required to "up your viva" before you qualify for insurance.
Original post by fire2burn
That is an instant no no for an insurance company. Young male driver who's only just passed his test, buying a clio of all things. Fiesta's, punto's, clio's, 106's, saxo's, etc are all seen as boy racer cars as they are commonly picked up cheap as chips and then modified for racing about in.
Many companies wont touch you in such a car.
Many companies wont touch you in such a car.
Mine is a punto (what a babe) and I had just passed my test when I insured it o.O Though it may be because I live more in the country and we have less boy-racer types here than in cities and big towns
would you not consider getting a classic car and going on classic car insurance? you'd have to ring direct for quotes seeing as you are 18 years old though. mind you, if classic cars do not have enough 'street cred' for you, then this wouldn't be a solution......
if you do not mind having a tracker fitted and driving limits imposed (ie, 11pm-6am is a no-go), then perhaps try co-op young driver insurance. their price is a bit stupid if you just insure yourself, but if you have the maximum 3 named drivers they allow it fall considerably. parents, other family relations - hell, even add your elderly neightbours ;D however for them the car has to be from year 1997 or newer; also if you can't afford a car of more than £2,000, then cars that are in this budget and cheap to insure are skoda fabia, fiat panda and seat arosa. mmmmmmmm.
......apparently if the blackbox reports you to have good driving style, they can refund you up to 11% of the price you paid - however if you drive sh*t, then you have to pay around 15%-20% extra on the original quote, or they cancel it altogether ;D
if you do not mind having a tracker fitted and driving limits imposed (ie, 11pm-6am is a no-go), then perhaps try co-op young driver insurance. their price is a bit stupid if you just insure yourself, but if you have the maximum 3 named drivers they allow it fall considerably. parents, other family relations - hell, even add your elderly neightbours ;D however for them the car has to be from year 1997 or newer; also if you can't afford a car of more than £2,000, then cars that are in this budget and cheap to insure are skoda fabia, fiat panda and seat arosa. mmmmmmmm.
......apparently if the blackbox reports you to have good driving style, they can refund you up to 11% of the price you paid - however if you drive sh*t, then you have to pay around 15%-20% extra on the original quote, or they cancel it altogether ;D
(edited 12 years ago)
Insurance for young drivers is insane, I was getting quotes of £6k for an R reg 998cc Nissan Micra Twister.
Just the way it is I'm afraid, if you can't afford it, lay off driving for a year (As I'm doing.)
May I add, I have a pass plus qualification too, that's how much of a piss take insuring a £500 car is.
Just the way it is I'm afraid, if you can't afford it, lay off driving for a year (As I'm doing.)
May I add, I have a pass plus qualification too, that's how much of a piss take insuring a £500 car is.
Quick Reply
Related discussions
- First Car 18 year old
- Should I buy a car?
- Car insurance for new drivers
- Car insurance new drivers
- Insurance is really high for new drivers
- Looking for first car
- Car Insurance
- car insurance!
- Are peugeots good first cars
- Car insurance on dads car at 17
- MoDesignss's New car Thread
- cheaper insurance after a write off?
- Finance or outright first car
- Car insurance issues
- Will paying £1,900 a year for insurance as a new 21 year old driver be a lot?
- Car Insurance, DOC (drive other cars) UNDER 25
- Car or motorbike/moped
- What are some cheap car insurnce providers for new drivers?
- Long term parking at univeristy of hull
- Will having a dashcam fitted onto my car as a new driver lower my insurance premiums?
Latest
Trending
Last reply 5 months ago
Where is my car parked during the day? Advice for first car insuranceLast reply 7 months ago
Will paying £1,900 a year for insurance as a new 21 year old driver be a lot?Trending
Last reply 5 months ago
Where is my car parked during the day? Advice for first car insuranceLast reply 7 months ago
Will paying £1,900 a year for insurance as a new 21 year old driver be a lot?
