[DOAADI]

(Original post by Hanvyj)
Without a cover note? Do you keep one in your glove box?.

When you go for your test, YOU ARE SUPPOSED TO HAVE PROOF OF INSURANCE WITH YOU IF IT IS REASONABLY REQUESTED BY THE EXAMINER.

Look, I work in the industry - I'm not a snotty 17-year old trying to sound all cool and dangerous.

If you do not have a cover note at the right time - applying for road tax, going on your driving test, etc. - then you cannot go any further.

Without the cover note you have no idea whatsoever if the insurer has got round to making the change yet.

If you just get hold of one, there is nothing to try and be clever over.

I know damned well what the situation is, without you explaining it All the OP has to do is get his insurer to email the cover note, then he is absolutely 100% above board.

All that other crap is people guessing, and guessing wrong. The examiner will NOT check the DVLA records and he will NOT start phoning up someone's insurers. He will simply not go out on test if insurance can't be proved or confirmed.

[StarStar_31]

(Original post by A Mysterious Lord)
If you go past a police ANPR check and get pulled over on your test... problem.

Who told you that?! If you get pulled over by police all theyll have to do is check your license, Road Tax, MOT and Insurance and for insurance they will phone your insurance company up on the spot.

[Good bloke]

(Original post by StarStar_31)
Who told you that?! If you get pulled over by police all theyll have to do is check your license, Road Tax, MOT and Insurance and for insurance they will phone your insurance company up on the spot.

It would still be a problem as the test would be interrupted and almost certainly abandoned in those circumstances.

[StarStar_31]

(Original post by Good bloke)
It would still be a problem as the test would be interrupted and almost certainly abandoned in those circumstances.

It would be highly unlikely for a car to be pulled over unless a car fails its checks from a tailing police car. Other reasons would probably be police noticing erratic driving or spotting a light not working..

[FXX]

(Original post by StarStar_31)
It would be highly unlikely for a car to be pulled over unless a car fails its checks from a tailing police car. Other reasons would probably be police noticing erratic driving or spotting a light not working..

If there's a copper sitting on the side of the road with an ANPR camera and your reg plate flashes up as uninsured (which takes a fraction of a second these days), you can bet your sweet hiney he's going to pull you over. Even if the checks are cleared at the end of it, your test will be abandoned.

[Leighthesim]

surely you did alot of learning in an instructors car, so if you dont get the updated certificate take the test in your instructors car?
since if you get pulled by the police not only will you fail your test, your car will be taken away and you will land yourself a criminal record because you cant prove your car is insured.

[StarStar_31]

(Original post by FXX)
If there's a copper sitting on the side of the road with an ANPR camera and your reg plate flashes up as uninsured (which takes a fraction of a second these days), you can bet your sweet hiney he's going to pull you over. Even if the checks are cleared at the end of it, your test will be abandoned.

Yeah but mate if you are insured but dont have the correct paper work your still registered on the systems.

[Juno]

(Original post by StarStar_31)
Yeah but mate if you are insured but dont have the correct paper work your still registered on the systems.

Yes but without the paperwork how do you know it's been updated? It could "take 3 days" because the person doing it because nobody can be arsed to do it til then.

[StarStar_31]

(Original post by Juno)
Yes but without the paperwork how do you know it's been updated? It could "take 3 days" because the person doing it because nobody can be arsed to do it til then.

When you phone up your insurance company to renew your policy or create a new policy they update their systems whilst they are on the phone to you.

[DOAADI]

(Original post by StarStar_31)
When you phone up your insurance company to renew your policy or create a new policy they update their systems whilst they are on the phone to you.

If you're lucky.

How do you know some guy hasn't just jotted the detail down on a post-it note to do when he comes back from lunch or his fag break? How do you know whatever he's put on there is right until you see it in black & white? How do you know the computers weren't down when you called?

They got it wrong the first time. Who is to say they haven't done it again?

It is simple to get an emailed confirmation that negates any of the what-ifs.

[StarStar_31]

(Original post by DOAADI)
If you're lucky.

How do you know some guy hasn't just jotted the detail down on a post-it note to do when he comes back from lunch or his fag break? How do you know whatever he's put on there is right until you see it in black & white? How do you know the computers weren't down when you called?

They got it wrong the first time. Who is to say they haven't done it again?

It is simple to get an emailed confirmation that negates any of the what-ifs.

If your insurance company have failed to update their systems instantly after renewal then I think its about time ya'll change companies!

[DOAADI]

Well, maybe.

But that just strings out the whole issue even further - an issue which COULD be sorted out by email without anyone having to prove their point over anything.

The fact remains that if an examiner asked for proof of insurance - and they have every right to do it, no matter how many people say they were never asked - if you don't have it (or if it is wrong), then they will NOT go out on test, and they will NOT start phoning around to get it sorted for you.

All it takes is one simple email...

[Hanvyj]

(Original post by Leighthesim)
surely you did alot of learning in an instructors car, so if you dont get the updated certificate take the test in your instructors car?
since if you get pulled by the police not only will you fail your test, your car will be taken away and you will land yourself a criminal record because you cant prove your car is insured.

1) Why would you fail your test for getting pulled over?
2) He is insured. He can prove your car is insured by ringing them up. The police ring up the insurance company to check for insurance.

The issue is not being able to prove to the instructor (who is unlikley to want to stand there for five minuites while you ring up your insurance for confirmation of you insurance, unlike the police who do) that you are insured.


I can find nowhere where its written on the internet that you must show you insurance documents, for the exact wording "you must be able to prove you are insured" arguably includes ringing them up "you must have your insurance certificate" would clearly mean you would have to get it (via email or whatever).

I agree though, could just get instructor (or any instructors car) for the test.

[Juno]

(Original post by StarStar_31)
When you phone up your insurance company to renew your policy or create a new policy they update their systems whilst they are on the phone to you.

How do you know? Do you work in that particular insurance company? Even if you do, the guy dealing with it might be the new guy who doesn't know how to yet and isn't allowed.

So no, you can't say that. Until you have the paperwork to prove it happened, it didn't happen.

[mackemforever]

(Original post by Brighten)
I'm doing my driving test in my car this Wednesday so I have bought insurance for the car. The problem is, I have looked over the insurance documents online that I need to print and present at the test centre and have realised that the registration number is one digit wrong. The car information is correct though. I called up today and they said that it might take up to 3 days to change the form. If I have an insurance document with an incorrect reg number (by one digit) on it, is this going to cause problems on my test date? Thanks.

I'm afraid to say that you're uninsured on your car until they issue you with new insurance documents with the correct registration on.

If you ring them tomorrow and explain your situation then they should be able to email you the new documents on the same day. They will update their files on you when you ring them, however obviously it will take a few days for them to get the documents to you in the post.

If you can't get the new documents by your test then just accept that things don't always go your way and cancel the test. Even if they don't ask to see your insurance documents, you're still uninsured and if you do make a mistake, or somebody else does and they hit your car, you're in the ****.

Play it safe, wait till you are 100% sure that your insurance is valid and until it is, don't take your test, don't even drive your car, it just isn't worth it because you never know when you could be involved in an accident.

[StarStar_31]

(Original post by Juno)
How do you know? Do you work in that particular insurance company? Even if you do, the guy dealing with it might be the new guy who doesn't know how to yet and isn't allowed.

So no, you can't say that. Until you have the paperwork to prove it happened, it didn't happen.

What? =\ If a guy at the insurance company doesn't know how to deal with renewing a policy he shouldn't be answering telephone calls regarding policy renewal. It's that simple.

Besides, everyone here is saying that "The guy might just put your details down on a post it note and put your details in later".

C"mon man. When you renew your policy they ask you a whole set of questions which THEY HAVE TO input into their systems.

[Juno]

(Original post by StarStar_31)
What? =\ If a guy at the insurance company doesn't know how to deal with renewing a policy he shouldn't be answering telephone calls regarding policy renewal. It's that simple.

Besides, everyone here is saying that "The guy might just put your details down on a post it note and put your details in later".

C"mon man. When you renew your policy they ask you a whole set of questions which THEY HAVE TO input into their systems.

It's really not that simple, because they're not renewing a policy.

[StarStar_31]

(Original post by Juno)
It's really not that simple, because they're not renewing a policy.

Well if your creating a new policy then lucky you because you'll have even more questions which they will have to put into their system. Rofl

Have you ever phoned an insurance company?

[Juno]

(Original post by StarStar_31)
Well if your creating a new policy then lucky you because you'll have even more questions which they will have to put into their system. Rofl

Have you ever phoned an insurance company?

You're just showing even more that you haven't read the thread.