Cooperative Young Drivers Insurance - Is anyone insured by them?

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  1. thefunktopus69's Avatar
    • Adored and Respected Member
    • Posts: 426
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    Doctor, has your "Road Type Usage" thing kicked in yet?
    Mine still hasn't and I've had this box for two months now!
  2. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by thefunktopus69)
    Doctor, has your "Road Type Usage" thing kicked in yet?
    Mine still hasn't and I've had this box for two months now!
    no lol, it's still not there :/ I am actually quite annoyed at that lol
  3. Jkf1192's Avatar
    • Full Member
    • Posts: 75
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Doctor.)
    I've not got a clue, I just did a bit of messing about with the numbers and singled out what was actually bringing down the price.

    I guess you can try giving them a call, but I really dont have a clue. If anything, least next year youll be getting REALLY cheap insurance when adding your 1 year NCD!

    Dont beat yourself up about it, just.look at the bright side of it all
    I called them today and increased the older drivers mileage to 7000 miles each, got a refund for £880.00, OMG! I'm so happy! Thanks a lot Doc!!

    but there is a small thing to be worrying about, the lady told me that if the older didn't do that much mileage this could invalidate the insurance bit scared
  4. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Jkf1192)
    I called them today and increased the older drivers mileage to 7000 miles each, got a refund for £880.00, OMG! I'm so happy! Thanks a lot Doc!!

    but there is a small thing to be worrying about, the lady told me that if the older didn't do that much mileage this could invalidate the insurance bit scared
    that's pretty sweet tbh lol. Also there isn't such a thing that can invalidate the insurance if you don't drive that much mileage in the NEXT year. The question clearly asked about how much you estimate that they drove in the past.

    Basically, they're full of crap. It's not fronting and not lying in anyway. If anything it's being truthful
  5. Jkf1192's Avatar
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    • Posts: 75
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    haha cheers mate! I love you for saving me £880 !!
  6. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Jkf1192)
    haha cheers mate! I love you for saving me £880 !!
    Means I have saved for other people like 4/5k total lololol
  7. Yawn11's Avatar
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    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    **** it.

    I'm gonna give this insurance a go. :sigh:

    I really hate the idea of being monitored constantly, afterall I passed the test to avoid just that. But my car's outside and calling my name, so at this point. I give in.

    But the only thing that bothers me is the possibility of it going up because of driving at night. That's actually the most likely you're going to drive when public transport dies down.
    Last edited by Yawn11; 04-01-2012 at 15:58.
  8. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Yawn11)
    **** it.

    I'm gonna give this insurance a go. :sigh:

    I really hate the idea of being monitored constantly, afterall I passed the test to avoid just that. But my car's outside and calling my name, so at this point. I give in
    hehe it's pretty decent. I kinda forget the box is in there lol .
  9. Yawn11's Avatar
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    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Doctor.)
    hehe it's pretty decent. I kinda forget the box is in there lol .
    I bought it! Paying £1220 with my as main driver and mum as second. Which is massively cheap compared to the quotes I got with mum as first driver.

    Box gets installed in 9days.

    Had a nice time driving to car wash, getting inside and outside cleaned, and even bought some floor mats.

    Was good till on my way home a woman gave me a hand signal, I thought she was cursing me, but when I got home I realised I forgot to switch my lights on :facepalm2:
  10. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Yawn11)
    I bought it! Paying £1220 with my as main driver and mum as second. Which is massively cheap compared to the quotes I got with mum as first driver.

    Box gets installed in 9days.

    Had a nice time driving to car wash, getting inside and outside cleaned, and even bought some floor mats.

    Was good till on my way home a woman gave me a hand signal, I thought she was cursing me, but when I got home I realised I forgot to switch my lights on :facepalm2:
    This made me laugh :')

    I put myself as named driver lol, mines only £1000 which tbh isn't bad. After a year or two, you'll get really cheap insurance and you can get off the Young Drivers policy!. I'm planning on switching to the main Co-Op policy after 2 years lol.

    i feel sorry for the kids who pay like 5/6k a year....And that being named driver lol
  11. CowleyPow's Avatar
    • New Member
    • Posts: 2
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    Hey Doctor

    Could you PM me soem of your cheap insurance tips?

    This smartbox idea seems good since the premiums now are silly expensive for conventional insurance.

    Thanks in advance
  12. nirajm34's Avatar
    • New Member
    • Posts: 16
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    Hey can you help me too, im 17 and i need cheap insurance, liek £1000 a year or less, anyone have any companys or tips? thanks
  13. Yawn11's Avatar
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    • Warning points: 10
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by nirajm34)
    Hey can you help me too, im 17 and i need cheap insurance, liek £1000 a year or less, anyone have any companys or tips? thanks
    Really doubt you'll get it tbh, unless you put a parent/gaurdian as main driver, and they give up their no claims bonus for you.

    Even then, then it's unlikely to be under a grand.

    My mum wouldn't part with her NCB for me, stingy git.
    Last edited by Yawn11; 05-01-2012 at 16:08.
  14. nirajm34's Avatar
    • New Member
    • Posts: 16
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by Yawn11)
    Really doubt you'll get it tbh, unless you put a parent/gaurdian as main driver, and they give up their no claims bonus for you.

    Even then, then it's unlikely to be under a grand.

    My mum wouldn't part with her NCB for me, stingy git.
    I have heard that people do that by putting parent as main driver, but I'm not sure why company people have gone for, some people have said to me also that they got it for £1000 so any help here ? thankss
  15. nirajm34's Avatar
    • New Member
    • Posts: 16
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    hey doc any chance i can get some tips please for this, much appreciated, and for the co-op insurance, hw to get the cheapest
    thanks!!
  16. bennybanks's Avatar
    • New Member
    • Posts: 13
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    Managed to insure a 1 litre 03 special eds corsa for £1050 on coop young driver insurance!
  17. Doctor.'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester
    • Posts: 3,756
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    (Original post by thefunktopus69)
    Doctor, has your "Road Type Usage" thing kicked in yet?
    Mine still hasn't and I've had this box for two months now!
    MINE HAS NOW! It's a little pie chart lol

    Only took 3 months and 15 days....,.
  18. spaceman92's Avatar
    • New Member
    • Posts: 2
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    Doctor

    Can you do me favour and PM you tips as well

    Struggling to get quotes below £2k with a 1lt Corsa

    Cheers
  19. aki1994's Avatar
    • Junior Member
    • Location: Leeds
    • Posts: 27
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    How strict is the box, like if you go over by 5mph or 10mph something?
  20. bennybanks's Avatar
    • New Member
    • Posts: 13
    Re: Cooperative Young Drivers Insurance - Is any1 insured by them?
    I'm just waiting for the box to be installed now! Cant complain with 1K insurance
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