Hey there Sign in to join this conversationNew here? Join for free

TSR Money Savings Club

Announcements Posted on
Post on TSR and win a prize! Find out more... 10-04-2014
Interview Discussion 30-01-2014
    • 1 follower
    Offline

    ReputationRep:
    (Original post by iPhone)
    Holy crap! Nice one man! :gthumb:

    Can you teach me how to make that much lol .
    Heh, thanks. However it was not my effort, my grandparents were wealthy and invested and I inherited these stocks. Many of the stocks were bought 30+ years ago, in now very successful companies. There's no massive trick to it, just realise that to make real wealth from stock you need to be in it for the long game, we're talking decades. I don't like short selling and I don't think anyone I know personally has had a great success from it, but I'm sure some people do.
    • 25 followers
    Offline

    ReputationRep:
    Any tips on how to get coupons and stuff for shopping?
    • 96 followers
    Online

    ReputationRep:
    (Original post by Rakas21)
    Any tips on how to get coupons and stuff for shopping?
    Sign up to newsletters, and direct them into a folder in your inbox (so you can search when you want). Use sites like hotukdeals, vouchercodes, myvouchercodes, promocodes, etc.

    I have vouchercloud on my phone; does anyone use this? I've not used it once, but you're supposed to be able to show the 'e-vouchers' to staff in-store and they give you discounts.
    • 25 followers
    Offline

    ReputationRep:
    (Original post by addylad)
    Sign up to newsletters, and direct them into a folder in your inbox (so you can search when you want). Use sites like hotukdeals, vouchercodes, myvouchercodes, promocodes, etc.

    I have vouchercloud on my phone; does anyone use this? I've not used it once, but you're supposed to be able to show the 'e-vouchers' to staff in-store and they give you discounts.
    Brilliant, i want to become like the voucher lady from the C4 show at the beggining of this thread.
    • 96 followers
    Online

    ReputationRep:
    (Original post by Rakas21)
    Brilliant, i want to become like the voucher lady from the C4 show at the beggining of this thread.
    I saw that. C-razy. How the hell can you get all that stuff for free with vouchers?
    • 25 followers
    Offline

    ReputationRep:
    (Original post by addylad)
    I saw that. C-razy. How the hell can you get all that stuff for free with vouchers?
    £65 worth of shopping for £5!

    She is a true god.
    • 9 followers
    Offline

    ReputationRep:
    (Original post by iPhone)
    Holy crap! Nice one man! :gthumb:

    Can you teach me how to make that much lol .
    Start by learning to read balance sheets, income statements, what some of the financial ratios are, then read the annual reports and more importantly read the sustainability report of these companies, just make sure the sustainability report is a credible one and not another advertising flyer
    • 0 followers
    Offline

    ReputationRep:
    I'm hoping to start saving so I have a bit before university don't have that much at the moment, savings from a child.

    A tip I can think of (don't know whether it's obvious! haha) is to save 1p, 2p and 5p's in a 'piggy' bank and then use those for your savings. I think I read that you can use a coin machine for free in certain banks, so you're not getting charged for it.

    Oh, and can someone explain the Quidco and the cashback websites, I don't quite understand how they work? Surely, there's a 'downside'?

    In reference to the penny pinchers programme, where did that woman get all of those vouchers from?!
    • 25 followers
    Offline

    ReputationRep:
    (Original post by addylad)
    Sign up to newsletters, and direct them into a folder in your inbox (so you can search when you want). Use sites like hotukdeals, vouchercodes, myvouchercodes, , etc.

    I have vouchercloud on my phone; does anyone use this? I've not used it once, but you're supposed to be able to show the 'e-vouchers' to staff in-store and they give you discounts.
    Have just signed up to all of them.
    • 2 followers
    Offline

    ReputationRep:
    After christmas my savings will probably be 1,5k Euro.

    That is if I buy the new laptop. If I don't, it will be 2k Euro.

    (Original post by letsdothetimewarpagain)
    I need to make £3100 by June next year with £2500 due at the end of April.. I'm currently on £1685. It would be easy if I wasn't spending £300 a month before doing anything fun :sigh:
    Just read this!

    I have to make 15,000 until next september for course fees and accommodation. I calculated I have to work about 2,000 hours at minimum wage to make that cash in 10 months. That's a 50 hour week and I'm at a 45 hour week at the moment, but only because it's christmas. The nearer it gets the more work. I might have to do 60 hour weeks like next and the one after that.

    And all that while studying for finals, oh gawd.
    • 0 followers
    Offline

    ReputationRep:
    I like this thread. *subscribes*
    • 9 followers
    Offline

    ReputationRep:
    Not very money saving at the moment unable to work as I've had surgery, and just got my hair cut for £35 and getting my hair re highlighted for £55 next week will make up for it next semester!
    • 2 followers
    Offline

    ReputationRep:
    New pair of trainers?

    No chance, £40 in the savings account.

    Discipline is key.
    • 0 followers
    Offline

    ReputationRep:
    The "advice slip" from when I took out £10 at the cash point yesterday says £689. Good since I thought it was £589, but methinks I'll recheck it next time I can get into town anyways. I ordered a few things off the internet recently, so I just want to double check.

    This will go down a bit in the next few weeks, as I still:
    - have some more Christmas presents to buy
    - need to top up my Oyster card so I can get home from work
    - need/want a haircut (about £13 down the road from me, so that's OK)
    - need to buy new shoes for work. (Non negotiable.)

    However, I get paid on the 23rd this month, so it be looking healthier again in a few weeks. :cool:

    Am living at home with the parents atm, and so generally try to save at least half of my monthly earnings.
    • 96 followers
    Online

    ReputationRep:
    (Original post by treasureBelle)
    The "advice slip" from when I took out £10 at the cash point yesterday says £689. Good since I thought it was £589, but methinks I'll recheck it next time I can get into town anyways. I ordered a few things off the internet recently, so I just want to double check.

    This will go down a bit in the next few weeks, as I still:
    - have some more Christmas presents to buy
    - need to top up my Oyster card so I can get home from work
    - need/want a haircut (about £13 down the road from me, so that's OK)
    - need to buy new shoes for work. (Non negotiable.)

    However, I get paid on the 23rd this month, so it be looking healthier again in a few weeks. :cool:

    Am living at home with the parents atm, and so generally try to save at least half of my monthly earnings.
    What shoes for work? Are these for yourself, or PPE?
    • 2 followers
    Offline

    ReputationRep:
    (Original post by Mega Nerd)
    I'm hoping to start saving so I have a bit before university don't have that much at the moment, savings from a child.

    A tip I can think of (don't know whether it's obvious! haha) is to save 1p, 2p and 5p's in a 'piggy' bank and then use those for your savings. I think I read that you can use a coin machine for free in certain banks, so you're not getting charged for it.

    Oh, and can someone explain the Quidco and the cashback websites, I don't quite understand how they work? Surely, there's a 'downside'?

    In reference to the penny pinchers programme, where did that woman get all of those vouchers from?!
    I do that and get them changed at the local asda. I have a small bank and a jar which I change when they get full. They're normally good for £10 or so. They take a certain amount off of you for each pound, but ah well, every penny counts.

    How much have you saved so far?
    • 2 followers
    Offline

    ReputationRep:
    I'm still looking for another job I could do, possibly under the table. :/ Or something I can do from home, other than playing a game and hope someone will buy the account later on, lol.

    So I have about 570 Euro in savings but I seriously need a new laptop which I am going to order next week. That's -500 so my savings will be 70.

    When I get paid at the end of the month that will probably be about ~1400.
    • 27 followers
    Offline

    ReputationRep:
    *Subscribes*. I'm not sure exactly how much I have right now, but it should be £1.5k after Xmas, hoping to get £2k before university. I also have a piggy bank like some on here :lol:
    • 7 followers
    Offline

    ReputationRep:
    (Original post by Rakas21)

    Essential Outgoings per month
    Food - £90
    Travel - £70
    Gym - £16 (£20 rounded)
    Phone - £10

    Total - £190

    Remainder...

    Spend: 1/3
    Clothes: 1/3
    Savings: 1/3

    Savings...

    Provisional - £70
    Phone - £400
    Computer - £1500 (int+sof 900, ext 600)
    Qualifications - GCSE ENGLISH, GCSE SCIENCE, A LEVEL POLITICS (£300 each)
    Debt - (Smallest first from credit report)
    Holiday inc passport - £1000
    Shares - £1000
    Masters - As much as possible
    Is the gym essential? And so much for a phone? Surely there's somewhere to get the phone cheaper, or on contract? Contracts may seem expensive, but in whole, they could be great value for money!
    • 7 followers
    Offline

    ReputationRep:
    (Original post by insignificant)
    just got my hair cut for £35 and getting my hair re highlighted for £55 next week will make up for it next semester!
    Yes, but those aren't essentials. Cutting back on things like that is how one saves up. That would be almost £100 saved up already.

Reply

Submit reply

Register

Thanks for posting! You just need to create an account in order to submit the post
  1. this can't be left blank
    that username has been taken, please choose another Forgotten your password?

    this is what you'll be called on TSR

  2. this can't be left blank
    this email is already registered. Forgotten your password?

    never shared and never spammed

  3. this can't be left blank

    6 characters or longer with both numbers and letters is safer

  4. this can't be left empty
    your full birthday is required
  1. By completing the slider below you agree to The Student Room's terms & conditions and site rules

  2. Slide the button to the right to create your account

    Slide to join now Processing…

    You don't slide that way? No problem.

Updated: March 29, 2014
Article updates
Useful resources
Reputation gems:
You get these gems as you gain rep from other members for making good contributions and giving helpful advice.