(Original post by machines)
You're on the Medicine forum.. I just assumed, as you've got nothing written on your profile either, that you're doing Medicine.
It does say Age: 21 on your profile, so I think it would be fair to at least assume that you're on your first degree, or considering studying a first degree. Which means that, as a student on the legacy (pre-2012) loan, you're entitled to 72% of the maximum maint loan, i.e. £3564 (72% of the £4950 main loan for students away from home living outside of London).
So your 'disadvantage' is what.. 28% of £4950, or £1386? Big deal.
First things first, £1386 is 231 hours work at £6ph, or 4.4 hours a week. So, the disadvantage you rail against is next to nothing! In fact, if you worked 8 hours a day, 5 days a week (like millions of people do for the rest of their lives) you'd earn this amount in.. 1 month. So, you need to work full time for 1 month in your summer holidays and then it wouldn't impinge on your studies at all!
The reason maint loans aren't a free-for-all is that there's a limited pot of money to go around. The governments we (maybe not you, but 'we' as in this country) elected chose the size of this limited pot of money on the basis that, if this pot of money were larger, we'd have to take funds from other parts of government or take it as eventual tax rises.
Anyway, I digress. Taking the size of the pot as given, its only fair that people who are less likely
to have cash showered on them receive a greater proportion of the pot. Not a massively greater proportion - to reiterate, even if you've got billionaire parents you're still £1386 down.
The middle way would be, of course to do what you suggest - have less money available to kids with rich parents unless they can prove that their parents aren't supporting them.
But this would be ridiculous. Anyone could just claim that they're 'estranged' from their parents to get the extra cash - and people would do!
So you're just going to have to swallow the fact that you've got to work 4.4 hours a week for the greater good. And I haven't even got into the fact that a large proportion of kids with richer parents will be enjoying the fruits of undue advantage regardless of who pays their tuition fees
N.B. I'd like to make it clear that I recognise the fact that I've assumed that your only beef with the funding arrangements is that you're not entitled to the income-assessed portion of the loan. I've assumed a lot, in fact, so don't take it too personally.