Hi, long story short, I got a student credit card in hopes of paying my rent. Found out you can only withdraw half the balance (£250 of £500), and now I can't find a way of paying my rent to my landlords account. Was wondering if anyone knew any ways of doing it? All I have is the £500 on the credit card. Maxed overdrafts.
I plan to pay off the balance in full on the credit card when the loan goes in on the 23rd.
Probably best to speak to the landlord. He'll probably be reasonable if you explain your predicament and give them all the money as soon as your next loan installment comes through. What landlords and other creditors hate is people making no effort to contact them, or to make any form of payment, when they're having trouble paying in full.
This doesn't answer your question, but just a word of caution: you don't "have" this £500, you're eligible to borrow it. If you do, make sure you have a plan for paying it back. When you start thinking about credit as if it were cash, you're on a slippery slope to debt problems.
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