(Original post by Conchiron)
Ok, so before you judge me, I'm not the sort of person that's so allergic to cash that they have to spend it as soon as they get it. I tend to just leave my money in the bank and only use it when I need it. I also spend time trying to save money whenever I can.
So this is what I need advice on. My family are going Florida in 2013 and I can go if I want. But I have to pay for it myself, about £1300. Also, I want a gaming rig (build my own pc) which could cost £700-£900.
Now, my only income is student loans and the occasional few quid for baby sitting my nephew.
So far I have about £3k saved up, I've already paid for my rent and put away money for travelling to Uni until I next get maintenance loan/grant (September).
My living arrangements will be exactly the same next year.
I don't really go out much, especially drinking. I hate the day after and I don't like not being in control of myself.
So what do you think, should I go on holiday, buy a computer or just keep it saved up.
It's not like I need either of them, only want them. I could do none and be quite happy and have cash for the future or even pay back what I can after Uni so I don't have to pay as much interest or pay back the loans for as long.
Btw, I'm in first year at Uni, doing a placement during the 3rd year (which I think is paid, I hope anyway) so I don't think I have enough experience yet which is why I would like your advice!
EDIT: before starting Uni I had around £300 from EMA, and my only income has been loans/grants/bursaries and about £200 from babysitting. I am due another £500 bursary in May, I'm still going to be living at home (paying my mum £30 a week) next year. I got £6500 this year and again next year (£3000 grant, £2500 loaned, £1000 bursary)
Should I go on holiday or buy a pc with my loaned money or should I save it?