How can I get a decent car insurance quote at 17?

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  1. CharlieBoardman's Avatar
    • Overlord in Training
    • Location: Manchester
    • Posts: 3,316
    How can I get a decent car insurance quote at 17?
    Hello, I am currently 16, and will be turning 17 come September. Obviously, as everybody else want to, I would like to be able to drive. To get to the college which I will be attending, it is 3 hours bus journey per day, and being able to drive would cut down on the time taken to get there and back substantially! But, it seems impossible to get a car insurance quite which I can realistically afford!
    Does anybody know how or where I can get an affordable car insurance quote?

    Thanks in advance, Charlie
  2. Aack's Avatar
    • Banned
    • Location: Podex perfectus es
    • Posts: 6,197
    • Warning points: 1000
    Re: How can I get a decent car insurance quote at 17?
    Dream on.

    It will be cheaper to rent a flat in the same area as your college.
  3. marcusfox's Avatar
    • TSR Demigod
    • Location: Manchester
    • Posts: 7,062
    Re: How can I get a decent car insurance quote at 17?
    Get your CBT and get a moped. So much cheaper.
  4. Nice Username's Avatar
    • Full Member
    • Posts: 97
    Re: How can I get a decent car insurance quote at 17?
    grow boobs and lose the adams apple
  5. ANIGAV's Avatar
    • Adored and Respected Member
    • Posts: 465
    Re: How can I get a decent car insurance quote at 17?
    You cannot do such things because you would probably crash into walls.
  6. Life_peer's Avatar
    • Peer Of The TSR Realm
    • Location: Slovak republic
    • Posts: 1,655
    Re: How can I get a decent car insurance quote at 17?
  7. Maccees's Avatar
    • Exalted and Worshipped Member
    • Location: Merseyside
    • Posts: 1,084
    Re: How can I get a decent car insurance quote at 17?
    At your age, whatever you do (legally), it will be at the very least £1500<
    And that is if you have something like a Fiat Seicento and live in a crime free area.
  8. Arron17's Avatar
    • Exalted Member
    • Location: Leeds/Cardiff
    • Posts: 371
    Re: How can I get a decent car insurance quote at 17?
    I passed my test when I was 18 and had to wait until I was 19 almost 20 to get a car so I could afford the insurance.
  9. Chiko 1001's Avatar
    • Peer Of The TSR Realm
    • Location: UK
    • Posts: 1,809
    Re: How can I get a decent car insurance quote at 17?
    I got insured on a brand new VW for £927 as main driver when I was 18. Try Admiral and get your parents to swap to them for the multicar discount.
  10. *Hakz*'s Avatar
    • Overlord in Training
    • Location: london
    • Posts: 2,399
    Re: How can I get a decent car insurance quote at 17?
    (Original post by Chiko 1001)
    I got insured on a brand new VW for £927 as main driver when I was 18. Try Admiral and get your parents to swap to them for the multicar discount.
    How the hell did you manage that?
  11. Chiko 1001's Avatar
    • Peer Of The TSR Realm
    • Location: UK
    • Posts: 1,809
    Re: How can I get a decent car insurance quote at 17?
    Admiral, mutlicar discount as my mum moved to admiral, and I added her as a named driver. Boom.
  12. Azza919's Avatar
    • Exalted Member
    • Location: Yorkshire!
    • Posts: 317
    Re: How can I get a decent car insurance quote at 17?
    Cooperative young drivers! So cheap!
  13. M4LLY's Avatar
    • Overlord in Training
    • Posts: 2,154
    Re: How can I get a decent car insurance quote at 17?
    You could try pretending you are female. If i were female m(assuming i still had thethe same car) my insurance would be halved (£700 down from £1500).
  14. YOLO's Avatar
    • New Member
    • Posts: 15
    Re: How can I get a decent car insurance quote at 17?
    Code:
    So many silly answers on here but anyway what you need to be looking at is Co-op's Young Driver Insurance. Their quotes are tailored towards guys like you, so first off get your mum to be the main policy holder and then you, a named driver on the policy. Also if she's got a No Claims Bonus that she's willing to let you have (can only be used on one car at a time), then that would definitely bring your quote down substantially.
    
    Hope this helped.
    
    peace+love.
  15. 1992LP's Avatar
    • Exalted and Worshipped Member
    • Location: Scotland
    • Posts: 1,255
    Re: How can I get a decent car insurance quote at 17?
    Am I right in thinking that the coop fit a black box to your car?!
  16. tufc's Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Posts: 3,871
    Re: How can I get a decent car insurance quote at 17?
    (Original post by 1992LP)
    Am I right in thinking that the coop fit a black box to your car?!
    That's one of their schemes, yes. They fit a 'smartbox' to your car, and it measures the way you drive (speed, corner speed, how sharply you brake, what times of day you drive etc.), then it adjusts the price you pay every few months based on that.

    They do also do regular insurance, though.
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