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Natwest 16-25 railcard

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Applying to Uni? Let Universities come to you. Click here to get your perfect place 20-10-2014
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    I'd really like the 16-25 railcard that Natwest customers get when they open a student account, but it's only available to existing customers. I thought I might be sneaky and open a select account now and then a student account in about a month's time so I get the railcard, would that work?
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    (Original post by XxelliexX)
    I'd really like the 16-25 railcard that Natwest customers get when they open a student account, but it's only available to existing customers. I thought I might be sneaky and open a select account now and then a student account in about a month's time so I get the railcard, would that work?
    Hi, I think you can only get it, if youve had a natwest account since June 2011 or something, cos i wanted to do that, but couldnt as I didnt have an existing account... x
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    (Original post by 12sophie)
    Hi, I think you can only get it, if youve had a natwest account since June 2011 or something, cos i wanted to do that, but couldnt as I didnt have an existing account... x
    Yeah, I realised after I made this thread </3
    Damn my stupid barclays account!
    I guess we'll have to pay the 28 pounds a year then Why did natwest stop giving it to new people anyway?
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    It's still work shopping around with the other banks, some of them give you money for transferring your current account which you could then use for your railcard!
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    (Original post by XxelliexX)
    Yeah, I realised after I made this thread </3
    Damn my stupid barclays account!
    I guess we'll have to pay the 28 pounds a year then Why did natwest stop giving it to new people anyway?
    If you buy the 3 year one (only available online) like I did it works out at just over £21 a year. Even though I come from the London commuter belt and go to uni in London so have very cheap train tickets anyway, it very quickly paid for itself - especially when I started visiting friends at uni.

    http://www.16-25railcard.co.uk/buy-16-25-railcard
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    When I was looking to open a student account, I decided to go with NatWest purely because of the rail-card (long distance relationship = £££ on trains) and after lots of messing about I didn't even receive one.
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    It's a shame that you can't get one - I was lucky and already had a Natwest account. The railcard (even though my tickets are fairly cheap) has saved me LOTS of money. Even if you have to pay for it, it's well worth it
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    If you're going to a university some distance away from home, or just travel by train a lot, the railcard will pay for itself in terms of the money you'll save, so still worth getting.
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    (Original post by Kaytti)
    It's a shame that you can't get one - I was lucky and already had a Natwest account. The railcard (even though my tickets are fairly cheap) has saved me LOTS of money. Even if you have to pay for it, it's well worth it
    Hi, is the railcard free for existing customers? I've been with them since 2009/2010.
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    (Original post by Jarvxs)
    Hi, is the railcard free for existing customers? I've been with them since 2009/2010.
    If you then sign up for a student account I think so yes. Best thing to do is ask them when you set it up.
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    (Original post by Kaytti)
    If you then sign up for a student account I think so yes. Best thing to do is ask them when you set it up.
    I made a student account last summer for uni and was given the railcard because I have been with Natwest for a long time. When and how do we get the railcard for the second year because the one I have now expires in July I believe.

    OP buy the card if it's unable to you for free, I save roughly £9 a week, so I would definitely buy one myself if I wasn't with Natwest

    It's a shame that it doesn't work in the early hours of the day though, I have never understood why they assume our discount shouldn't be allowed in the morning.
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    (Original post by Billton)
    When I was looking to open a student account, I decided to go with NatWest purely because of the rail-card (long distance relationship = £££ on trains) and after lots of messing about I didn't even receive one.
    Was that because you hadn't been with Natwest long enough?
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    (Original post by pinda.college)
    I made a student account last summer for uni and was given the railcard because I have been with Natwest for a long time. When and how do we get the railcard for the second year because the one I have now expires in July I believe.

    OP buy the card if it's unable to you for free, I save roughly £9 a week, so I would definitely buy one myself if I wasn't with Natwest

    It's a shame that it doesn't work in the early hours of the day though, I have never understood why they assume our discount shouldn't be allowed in the morning.
    They just post the new one out to you. You don't need to do anything.
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    (Original post by pinda.college)
    Was that because you hadn't been with Natwest long enough?
    No not at all, I went in and got set up, and they said I had to activate online banking before a certain time (I think it was November 6th or something) and then I would get my railcard... and I did... but never received it. I went in to chase it up but they weren't very helpful to be honest.
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    (Original post by hothedgehog)
    They just post the new one out to you. You don't need to do anything.
    Oh really, that's nice to know Thanks for replying.


    (Original post by Billton)
    No not at all, I went in and got set up, and they said I had to activate online banking before a certain time (I think it was November 6th or something) and then I would get my railcard... and I did... but never received it. I went in to chase it up but they weren't very helpful to be honest.
    You should chase it up again, if you are entitled to one then I don't see why they can't help you. It's a great money saver and is defo worth the trouble.
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    (Original post by pinda.college)
    Oh really, that's nice to know Thanks for replying.



    You should chase it up again, if you are entitled to one then I don't see why they can't help you. It's a great money saver and is defo worth the trouble.
    NatWest have never been much help to me to be honest, their customer service with regards to my accounts has been rubbish!
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    (Original post by Billton)
    NatWest have never been much help to me to be honest, their customer service with regards to my accounts has been rubbish!
    The manager of my local firm is my training partner at the gym so I always get to see him if I have any problems Thus getting the railcard was an easy process. Have you tried bringing the matter up with the manager? Book an appointment with them if you haven't and I'm sure they'd be willing to help (they were once students, so will appreciate how helpful a RC is).
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    (Original post by pinda.college)
    The manager of my local firm is my training partner at the gym so I always get to see him if I have any problems Thus getting the railcard was an easy process. Have you tried bringing the matter up with the manager? Book an appointment with them if you haven't and I'm sure they'd be willing to help (they were once students, so will appreciate how helpful a RC is).
    Yeah I spoke to the manager, I mean this was nearly 2 years ago so no point faffing about it now.
    Whenever I go in they are very cold and disinterested and then as soon as I put my card in the machine and see I'm not £1000+ overdrawn and that I actually have 3 decent accounts they bring me into an office and make me a brew and try and sell me stuff :facepalm:
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    (Original post by Billton)
    Yeah I spoke to the manager, I mean this was nearly 2 years ago so no point faffing about it now.
    Whenever I go in they are very cold and disinterested and then as soon as I put my card in the machine and see I'm not £1000+ overdrawn and that I actually have 3 decent accounts they bring me into an office and make me a brew and try and sell me stuff :facepalm:
    LOL,

    I remember once (when I was at TSB) I walked into my local branch and needed some assistance. The women behind the counter stared at me as if I was a pesant, soon as she saw my account balance I was in the manager's office disccusing ISA accounts:facepalm:
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    (Original post by pinda.college)
    LOL,

    I remember once (when I was at TSB) I walked into my local branch and needed some assistance. The women behind my stared at me as if I was a pesant, soon as she saw my account balance I was in the manager's office disccusing ISA accounts:facepalm:
    I remember once when they took a random direct debit out of my account for no reason and they were adamant they were correct, I said (rather snobbishly to be honest) "It's Ok, I'll take my money to Barclays and soon upgrade that to a graduate account..." "Oh no Miss XXX please come into my office" mwahahahaha

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