[canŵio]

I'm thinking about sorting out my student account, and I'm wondering - when can I apply?

I want to go with Natwest because I have a current account with them already, I like the way they work, they have good overdraft facilities and they have lots of branches.

I've got an Unconditional offer - I have my AS12 letter.

I know that's the proof I'm going to uni, but here are my issues:

Natwest says to get the student account you need to deposit £750 every 6 months. Does that mean I need to deposit £750 pounds when I open the account or can I open it and then it'll be fine when I get my student loan in October? (5 months)

It also says

Your interest-free overdraft facility is only available after your A-level results, provided you are over 18. Simply pop into your local branch with confirmation of your university place.

I finished my A-Levels last year so already have my results etc and I'm 19.

so does that mean I can open an account now, and have an overdraft and everything?

Thank you for any help

[bananacake14]

It's all really confusing, I went into halifax and natwest asking about student accounts, and they told me they usually do them closer to September, usually end of June onwards.

[Gangee]

(Original post by canŵio)
I'm thinking about sorting out my student account, and I'm wondering - when can I apply?

I want to go with Natwest because I have a current account with them already, I like the way they work, they have good overdraft facilities and they have lots of branches.

I've got an Unconditional offer - I have my AS12 letter.

I know that's the proof I'm going to uni, but here are my issues:

Natwest says to get the student account you need to deposit £750 every 6 months. Does that mean I need to deposit £750 pounds when I open the account or can I open it and then it'll be fine when I get my student loan in October? (5 months)

It also says


I finished my A-Levels last year so already have my results etc and I'm 19.

so does that mean I can open an account now, and have an overdraft and everything?

Thank you for any help

http://www.natwest.com/personal/stud...questions.ashx

Seems like existing customers can apply online now / New customers from 19th August

P.S I've got a student account now and it's brilliant - they're so friendly and helpful, best bank you'll find :P Also get interest free overdraft for the year after uni, which is very helpful

[canŵio]

(Original post by Gangee)
http://www.natwest.com/personal/stud...questions.ashx

Seems like existing customers can apply online now / New customers from 19th August

P.S I've got a student account now and it's brilliant - they're so friendly and helpful, best bank you'll find :P Also get interest free overdraft for the year after uni, which is very helpful

thanks! that's got to be just about the only page I haven't looked at

I've just applied online, seems pretty easy

[jennaz77]

(Original post by Gangee)
http://www.natwest.com/personal/stud...questions.ashx

Seems like existing customers can apply online now / New customers from 19th August

P.S I've got a student account now and it's brilliant - they're so friendly and helpful, best bank you'll find :P Also get interest free overdraft for the year after uni, which is very helpful

Do you think I will still be able to get a natwest student account with a default on my credit file? I had a phone contract when I was 16 which didn't go very well and I ended up with a default. I already have a Natwest current account though.