(Original post by MizzlaMiz)
Look up whether you can get any grants other than those from the government. I get one from the Bailley Thomas fund because my dad worked in a brewery that shut down and this guy left loads of money in his will to help people through education. Pretty awesome.
Other than this.. budgetting.
Someone's already said to work out howmuch you have a week. I find that if I get the money out at the start of the week, and only pay for things in cash,t hen this saves al ot.
No takeaways. It's so tempting as a student to get takeaway every night to save cooking, but they're so much more expensive than making your own food. Pasta, rice, and possibly potatoes are the way forward. They're so cheap, and it's really easy to make sauces to go with them, or buy sauces when they're on offer (sometimes it's cheaper to buy ready made stuff). If you really can't be bothered to make food, co-op own brand ready meals are edible apparently.
Vegetables are cheaper than meat. Put lots of them in food to bulk it out. Also, if you make a big batch of food, you can freeze some and save money in the future.
Buy own brand stuff. It's cheaper and just as good to eat.
Bulk buy. If I'm bulk buying things I cut into next weeks budget a bit, because it'll save money in the long run. Only bulk buy things you regularly use though.
Don't spend money on unnesarsary stuff. Yeah, you're on your own and don't have people restricting what you do any more... that doesn't mean you have to spend £100 on clothes or whatever every week.
Honestly though, i don't see why people feel the need to go out and drink so much. I'm a first year and I've been out maybe 20 times this year. Maybe that makes me boring... but I know my purse has suffered less than most peoples in my flat. Try drinking cheaper versions of drinks I guess. Own brand vodka instead of smirnoff. I personally have been drinking Irish Meadow instead of Bailleys all year, and am very happy with this
. Currently on Ballycastle. They all taste around the same. In fact the Ballycastle is actually almost nicer than Bailleys. It's really sweet xD.
I hope you enjoy uni and don't end up spending too much.
OH.. Overdrafts. If you're sensible with money you can take out your whole overdraft, and put it into a savings account. I'm not that great at keeping track of things so I've not done this, but I know some people do.