[The_Last_Melon]

I can't get a quote without giving my details away.

[a05aafzul]

But they can't give you a quote without having your details. Even things like your address define how much your quote is going to be...

[Tabris]

Do it online with fake details if you're finnicky about it. Just keep the vehicle and license details the same. Though you'll have to put in an address in your postcode.

[Martyn*]

One of many scams. The UK appears to be the scam capital of Europe.

[Psyk]

One thing that really sucks about car insurance is that it's more expensive if you're unemployed. So if you lose your job, you'll have less money and your car insurance will go up, which means you might not be able to afford to keep your car, making it harder to find a job.

[NDGAARONDI]

(Original post by Psyk)
One thing that really sucks about car insurance is that it's more expensive if you're unemployed. So if you lose your job, you'll have less money and your car insurance will go up, which means you might not be able to afford to keep your car, making it harder to find a job.

If I became unemployed the car would be the first to go due to the cost of running it.

[Psyk]

(Original post by NDGAARONDI)
If I became unemployed the car would be the first to go due to the cost of running it.

But a car is also a useful thing to have when looking for a job because it makes it easier to get to interviews. And getting rid of it may actually end up more expensive because then you have to pay for public transport.

[NDGAARONDI]

(Original post by Psyk)
But a car is also a useful thing to have when looking for a job because it makes it easier to get to interviews. And getting rid of it may actually end up more expensive because then you have to pay for public transport.

Well, unless the state pays for the running of the car, it can be an expensive gamble to keep it, especially the younger adults who are most hit under unemployment. JSA only pays for living costs such as food so I don't see why the unemployed should be advised to do this, if anyone has experienced this. It, of course, depends on their location and how much money they have in the bank. Perhaps the state should have a scheme where JSA get free public travel?

[Psyk]

(Original post by NDGAARONDI)
Well, unless the state pays for the running of the car, it can be an expensive gamble to keep it, especially the younger adults who are most hit under unemployment. JSA only pays for living costs such as food so I don't see why the unemployed should be advised to do this, if anyone has experienced this. It, of course, depends on their location and how much money they have in the bank. Perhaps the state should have a scheme where JSA get free public travel?

That would be a good idea. When you're on JSA the next most important thing to basic living costs is the costs of looking for a job. Just seems quite unfair to me that car insurance should go up. It's like kicking someone when they're already down. I'm not saying they should be able to claim extra to keep the can running, but it seems harsh that it should cost them more specifically because they are unemployed.

[NDGAARONDI]

(Original post by Psyk)
That would be a good idea. When you're on JSA the next most important thing to basic living costs is the costs of looking for a job. Just seems quite unfair to me that car insurance should go up. It's like kicking someone when they're already down. I'm not saying they should be able to claim extra to keep the can running, but it seems harsh that it should cost them more specifically because they are unemployed.

I agree. There are some strange things with the insurance industry anyway. If you put your profession down as barrister, it would be more expensive than if you stated lawyer. Plus, if you're unemployed, you're not earning, and it's not like petrol is cheap so you'd think it would be lower as the car is not in use as much as it would be, so less chance of being involved in an accident.

There's another non-necessity cost that I experienced while I was on JSA for 4 weeks, is the Internet. It speeds up the process of finding x amount of jobs, increasing the chances of getting a job quicker. I had an added expense in paying for a printer though so I made records of financial commitments I made in order to get off JSA. I have a convenience job now but I'll be paying for public transport when I finally clear off the armed forces. If people are joining the RAF, they need to travel to Sleaford for RAF Cranwell, and the train fares may be steep when on JSA. From what I've noticed, it's the most well paid section of the armed forces generally too.

[James004]

They are the worst of the worst, they are nothing but thieves. They will create charges for practically everything.

[OU Student]

(Original post by Psyk)
One thing that really sucks about car insurance is that it's more expensive if you're unemployed. So if you lose your job, you'll have less money and your car insurance will go up, which means you might not be able to afford to keep your car, making it harder to find a job.

Yet, depending on what your job is, you may use your car more than someone who is unemployed.

[Herr]

The motor insurance industry is the one financial services industry that struggles to turn a profit other than by constantly increasing the cost.

Why? Each year as roads get more crowded more and more accidents occur.
Each day there are thousands of cases of personal injury cases due to the proliferation of doggy "no win no fee" legal firms that go after frivolous claims and even encourage them such as for non-existent whiplash injuries, the payouts on there do cost money and the money essentially has to come from somewhere.

If anything, this is one area that definitely needs a big review and reform.