[OU Student]

(Original post by ForKicks)
Why should someone under 25 be entitled to their own place? Either rent or stay with parents like they did when they were 18

Where I live, IT jobs are non-existent. If I move, I should be able to get one. How can I move if I don't have housing benefit to help cover my rent?

I don't want to live with my parents when I'm 25. Why should I have to?

[WelshBluebird]

(Original post by ForKicks)
Why should someone under 25 be entitled to their own place? Either rent or stay with parents like they did when they were 18

Because:
1 - Not everyone under 25 can stay with their parents.
2 - Staying with their parents may mean having to quit their job. Not a great idea.
3 - Staying with their parents may make getting a job an awful lot more difficult because of location.
As for rent, that is what HB is for. duh.

[Bostico]

(Original post by WelshBluebird)
But people HAVE to be picky when it comes to housing. For a lot of people they don't have the option of living with parents, or doing so would force them to give up low paid jobs.

In terms of finding work, that just is plain wrong. There are many many more people trying to find work than there are jobs available.

And in terms of immigrants:
1 - Some of the jobs they do are paid less than the NMW.
2 - Some of the conditions they have to live in are just plain disgusting (there was a thing on TV a while back and they had a family of 4 immigrants living in a tiny garden shed!).
3 - A lot are actually going back home, or trying to go back home, because the job market here is so bad.

i cannot possibly agree to you. Again you either want to work or not...if not stay out from benefits.
Life is about adaptation. i studied PR and could not get a job in PR, should i have just stayed home and claimed benefits cos it's easy. No!

[ForKicks]

(Original post by WelshBluebird)
But people HAVE to be picky when it comes to housing. For a lot of people they don't have the option of living with parents, or doing so would force them to give up low paid jobs.

In terms of finding work, that just is plain wrong. There are many many more people trying to find work than there are jobs available.

And in terms of immigrants:
1 - Some of the jobs they do are paid less than the NMW.
2 - Some of the conditions they have to live in are just plain disgusting (there was a thing on TV a while back and they had a family of 4 immigrants living in a tiny garden shed!).
3 - A lot are actually going back home, or trying to go back home, because the job market here is so bad.

You could rent a house with others for as low as £170-200 per month. 9-5 on min wage you would be on about £1k a month.

[RedDevilThing]

I don't know if it's just me, but I feel like I'm seeing lots of double standards on here. With the story about Jimmy Carr's tax avoidance recently, I saw people on here defending him for using legal methods to reduce his tax bill. It was said that, if you were in a position to legally reduce your tax bill, you would do so because that extra money can only be a good thing.

And yet I see people slamming benefit claimants for legally taking the extra money that the system allows them to have. Again, they're not doing anything illegal and if the government say you qualify for some extra income, are you seriously going to turn that down?

I don't think the two situations are any different, and arguably tax avoidance is worse because it costs the country more money.

I am well aware that there are plenty of people gaining from the system who don't need benefits, as I said earlier they're not just going to turn down that money. And whilst I think some changes need to be made, the government need to be very, very careful to ensure that any changes aren't at the detriment to people who genuinely need the money. I don't have faith that the current government would be able to carry it out properly, so I'd prefer it if the system just remains the way it is.

Anyway, to answer the question. I don't personally resent the welfare system but it's not perfect and I can see why people do (and I may join them when I start paying taxes). But I think it's unfair to demonise benefit claimants for just doing what any rational human being would do.

[WelshBluebird]

(Original post by ForKicks)
You could rent a house with others for as low as £170-200 per month. 9-5 on min wage you would be on about £1k a month.

So naive.
£170 a month? lol. No chance in many areas.
And again, you are assuming things. Specifically a full time job.

[ForKicks]

(Original post by OU Student)
Where I live, IT jobs are non-existent. If I move, I should be able to get one. How can I move if I don't have housing benefit to help cover my rent?

I don't want to live with my parents when I'm 25. Why should I have to?

Job seekers to cover transport to interviews, loan to cover first months rent & deposit if secure a job. The rest is done by living on your salary.

[WelshBluebird]

(Original post by Bostico)
i cannot possibly agree to you. Again you either want to work or not...if not stay out from benefits.

And if you WANT to work, but currently cannot?
Or if you do work, but because your wages are so low you need benefits to scrape by?

(Original post by Bostico)
Life is about adaptation. i studied PR and could not get a job in PR, should i have just stayed home and claimed benefits cos it's easy. No!

In many places it isn't about types of jobs. Its about ANY job.

[WelshBluebird]

(Original post by ForKicks)
Job seekers to cover transport to interviews, loan to cover first months rent & deposit if secure a job. The rest is done by living on your salary.

Loan from where?
If you are unemployed, on benefits, then you are not likely to be able to get a loan from a bank.

[ForKicks]

(Original post by WelshBluebird)
So naive.
£170 a month? lol. No chance in many areas.
And again, you are assuming things. Specifically a full time job.

For a house share with say 3 or 4 others? Only London would it be impossible to find a place that cheap. Even then £1k a month.. You do know how much students in private accommodation at London uni's have a year to live off?

[Bostico]

(Original post by OU Student)
Where I live, IT jobs are non-existent. If I move, I should be able to get one. How can I move if I don't have housing benefit to help cover my rent?

I don't want to live with my parents when I'm 25. Why should I have to?

because you have to work and earn your living, that is why!

[ForKicks]

(Original post by WelshBluebird)
Loan from where?
If you are unemployed, on benefits, then you are not likely to be able to get a loan from a bank.

If you have secured a job you just get a reference from your employer and that would suffice. Most accounts will at least give you a 1k overdraft anyway! You don't get the loan without being first offered the job

[WelshBluebird]

(Original post by ForKicks)
For a house share with say 3 or 4 others? Only London would it be impossible to find a place that cheap. Even then £1k a month.. You do know how much students in private accommodation at London uni's have a year to live off?

You are still being incredibly naive.
You are saying you think that you can get a room in a shared house for under £200 everywhere in the UK but London. Lol. Get into the real world. Take that figure closer to £300 and then you will be more accurate.
And yes, £1000. If you have a full time job. But not if you have a part time job, or an apprenticeship.

(Original post by ForKicks)
If you have secured a job you just get a reference from your employer and that would suffice. Most accounts will at least give you a 1k overdraft anyway! You don't get the loan without being first offered the job

And again you are being VERY naive.
Even with a job offer, many banks will not give you a loan unless you have a decent credit history to back you up.

[Bostico]

(Original post by WelshBluebird)
And if you WANT to work, but currently cannot?
Or if you do work, but because your wages are so low you need benefits to scrape by?



In many places it isn't about types of jobs. Its about ANY job.

learn new skills. Nobody said it;s easy.

[OU Student]

(Original post by ForKicks)
Job seekers to cover transport to interviews, loan to cover first months rent & deposit if secure a job. The rest is done by living on your salary.

A loan from where? If it's another city, I will need somewhere to stay for the night. That's at least one weeks' JSA. And that's not even somewhere that posh - just a basic b&b for the night.

Even with a railcard, transport can still be expensive.

And you'd need money for removals, may need to buy furniture once you've moved, etc.

[ForKicks]

(Original post by OU Student)
I don't want to live with my parents when I'm 25. Why should I have to?

Boom, that is the reason why they want to cut it. There is no entitlement.

[WelshBluebird]

(Original post by Bostico)
learn new skills. Nobody said it;s easy.

As I said, it isn't about skills. Its about getting ANY job.
In many places, the jobs just simply are not there. You can retrain as much as you like. It still will not help you.

[ForKicks]

(Original post by OU Student)
A loan from where? If it's another city, I will need somewhere to stay for the night. That's at least one weeks' JSA. And that's not even somewhere that posh - just a basic b&b for the night.

Even with a railcard, transport can still be expensive.

Your local branch at home. You don't need to get the loan from the branch where you would be working! lol. Save up JSA whilst at home then. Oh no!! Not a basic B&B, how awful!! Again, entitlement culture.

As for furniture. Second hand mattress is all you need. If it is not furnished (which most are), you can buy more at the end of each month!

[WelshBluebird]

(Original post by ForKicks)
Job seekers to cover transport to interviews.

So £56.
You do realise that transport can very easily cost much much more than that?

[OU Student]

(Original post by Bostico)
because you have to work and earn your living, that is why!

There are no suitable jobs here. It's basically care and a fish factory - neither of which I can work in. Many from Saltash come over here and take the jobs.