Should I claim on this accident?

No matter what you're doing, if someone drives into the back of your car it is always their fault for not maintaining an appropriate stopping distance, so the OP doesn't need to worry on that front.

No matter what you're doing, if someone drives into the back of your car it is always their fault for not maintaining an appropriate stopping distance, so the OP doesn't need to worry on that front.

you do realise the nhs exists right?

people are probably "making you out to be a bad guy" because people putting lots of claims in is what makes general insurance so high, and you havn't mentioned that you will have loss of earnings or anything so I don't really see why you deserve any money. But nevertheless that wasn't really my point or my intention with my question it was the fact that if you need any medical treatment it will be covered by the state and putting in a claim will make no difference to your back so that reasoning made no sense.

If the OP has a genuine injury she should go and see a doctor and get a referral for a course of physiotherapy if that is what the doctor recommends, I would then take that referral to get treatment privately and claim the cost back along with any other genuine expenses (travel, loss of earnings, etc) from the insurance company. The wait would be too long on the NHS and the taxpayer doesn't need to be funding it.

What I wouldn't do is decide a few hours after the accident, without having consulted a doctor, whether I should make a claim for an aching back just because my instructor told me to and seek advice on an internet forum. Compensation in this country has always been about compensating for actual losses, not as a punitive measure like the US.

well. the nhs would cover any physio or any treatment needed for your back so saying you wanted to claim because you were concerned about your back made no sense. if you had to take time off work then yes I would expect you to claim but I would expect you to be thinking about that after your doctors appointment tomorrow if they say there might be some cause for concern not tonight just after it has happened. you didn't even mention having a job and might having to take time off until I said that so its obviously not a huge concern for you

I just don't understand why you already seem so much more concerned about putting in a claim than being upset over what happened or the fact you are in pain.

I agree with the bit in bold but from my experience (personal more than once,and knowing rather a few others who have had to) if you need physo you get it straight away its not something with a big waiting list. And the tax payer funds the nhs whether she takes up a couple of hours a week or not it would literally be a drop in the ocean so I wouldn't bother with the private treatment.

Depends on your local health authority: http://www.csp.org.uk/sites/files/csp/secure/csp_pd090_waiting_times_survey.pdf

The average maximum waiting time was 6-8 weeks, in some health authorities it is 1 week and some it is up to 40 weeks, talk about a postcode lottery, but if you go privately they will see you in a few days.

Claim and say that you have whiplash and headaches, dont go out for a few days, keep going to the doctors and saying it hurts alot, try to stay awake all night, then say that to the doctors too that you cant sleep cause of the pain and that you keep getting flashbacks and feel scared and everytime you cross the road you scared a car is going to hit you.

You'l be loaded If only someone crashed into me when i was a learner

p.s if you aint that good of an actor, just go on a really fast rollercoaster and keep going onit till you actually get whiplash, also dont say to the doctors you went to a theme park, and plz do destroy the ticket. And go on bumper cars and piss people off there so they smash in the back of you

You'l be loaded If only someone crashed into me when i was a learner

Definitely under the circumstances OP is describing ie. coming up to a roundabout.

But surely not if OP had stopped suddenly?

Not sure how you make that assumption, 99% of the time you're probably right, but there are plenty of reasons why going into the back of somebody might not be your fault and we've only heard one side of the story. If the other driver contests the OP's version of events, the insurance company will no doubt do very little investigation and merely apportion blame on a 50-50 basis, in the grand scheme of things they couldn't care less whose fault it is.

would kind of expect that from a pakistani like urself (btw this aint racist- im a decent pakistani)
.... dont u have any shame. and for crying out loud, the experience must have been traumatising but u knw people die due to medical errors, dont see them putting claims in. if ur so desperate for the money, get up and work.

Insurance premiums are sky high because of people like you and your foreign uncle, who claim for the sole purpose of financial gratification..