About a week ago. I was at my older brother's house, to pick up my mum. He had to leave for work and reversed right into my car as shown in the pic. Not sure how as he drivers a 3-series and they sit quite low. Not going to lie, it was pretty funny as I was watching it as it happened from his front window with his son.
Anyway, he wants to do a guvvy job to preserve his 9-years no claims, which is apparently protected. I'm not exactly cool with a guvvy job as it'd probably be a bit half-arsed and I'll still have the scratches as well. What isn't cool either is that my brother keeps saying that he wants me to get into an accident so that I can claim off someone else's insurance (joking or not).
I'm in no particular hurry as I cycle around a lot more at the moment, but at the same time, I would rather get it sorted sooner rather than later. Luckily, compared to previous incidents, I know who did this, so it's no onus on me to pay for it.
What do you guys think would be the best thing to do?
i think the problem lies in that you need to report the accident to your insurance company within a reasonable time or they could refuse you cover in the future. there is no specified time as to what a 'reasonable' time is, but a month is too long imho....
can you not get your parents involved? in my opinion, if he can afford to own a BMW, he can afford to have the job done at his expense......also i would be interested to see how he would replicate such an accident with another person just because he is a **** and wont pay for something he has done