I am going to university of Manchester in the summer. The process of applying for the loan has made me realise that my parents are a lot more well off than I originally thought and therefore I will be getting around £3700 for the year maintenance. Due to their income also, after looking into it I don't think I am entitled to any bursaries or any other financial support.
My accomodation looks to be about £4500 I believe although this is yet to be confirmed. My question is for those who have had a similar situation how have you managed? I cant expect my parents to pay for everything I have got a part time job now but I know that it will not be so simple as just getting one over there it never is.
Another thing I want to know about is student bank accounts and student credit. I have a feeling I am really going to need this but about a year ago or so I took a credit card out that caused me real hassle and I subsequently have a poor credit rating. Is your credit score looked at by banks before allowing you to have a student overdraft?
I think limit the spending amount on the unnecessary is very important. Finding a part time job is good too. Maybe you might want to check this site out. The company has found by Kings College students which is helping student to find part time jobs while studying at uni.