(Original post by MacLean)
Hello everyone, I don't know what to tell my mum.. It seems **** has just hit the fan for her.
Her and my Dad where married for 20-odd years then got divorced... She got about 100k cash off him and bought a small house outright. However the 20-odd years she was married to my dad she was a housewife - and was therefore not getting work experience or anything so has zero job prospects and is now in her mid 50's.
As she owns the home, the basic bills for council tax, water, electric etc come to 400 pounds'ish a month she tells me. That could be cut a bit if she was to get rid of non essential bills such as internet and sell her car therefore getting rid of car insurance (which she is just about to do).
She has managed to get a cleaning job 14hrs a week at nmw which she will be starting soon but tbh is debateable if its worthwhile as its only going to bring in a few more quid than 60 pounds benifits she currently gets. And it still isn't going to cover the bills and alow her to eat.. The boiler has just broken meaning no hot water, and has no money to pay for it to be fixed.
I don't really know what to do. I Think I may be able to help pay to sort out the boiler but I wan't to get her in a position where she can basically cover the bills and look after herself. Im have a job, but im not loaded enough to help her out much.
Up until this point she was living out of the change she got from the house, but that has just about ran out, therfore she will soon be hitting debt and I'm guessing eventualy the electricity etc will be turned off when the bills continuously are higher than the income.
Does anyone have any advise!?
Its weird because she is much better off than alot of people in that she owns a home outright, but she is 50 odd and unsklled and I don't know if she can get a job that pays enough to cover the bills.