First car insurance

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  1. Bezaberry's Avatar
    • Benevolent Member
    • Location: Lincoln
    • Posts: 774
    Re: First car insurance
    (Original post by Nayberay)
    Quote i've got as i'm soon to do my test and this is the car I will be getting is..

    2005 1.6L VW Golf

    £1.8K Fully Comp Insurance - Admiral.

    Live in London too.
    Is that to pay off in full, or are you paying monthly? If it's inclusive of the monthly rate then top dog! If it's not you'll actually be looking at about £2800ish.

    Admiral quoted me £1400 for my car, when I asked to pay monthly, it was £2300.
  2. Camoxide's Avatar
    • Peer Of The TSR Realm
    • Location: Plymouth
    • Posts: 1,547
    Re: First car insurance
    (Original post by TheGrinningSkull)
    Isn't that fronting if you say their mileage is higher than yours?
    Or have you done it so that they are less than yours?
    They're named drivers so no.

    They can do more miles than me even if i'm the main driver.
    Example: I use my car for a little bit of city driving a few times a week. Probably end up doing 20 miles?

    They sometimes go up to Liverpool every now and again. If they did that trip in my car then that's 600 miles there and back already.
  3. SAF1234's Avatar
    • Full Member
    • Posts: 117
    (Original post by Village Whisper)
    2004 Corsa 1.0, Admiral, £900~ (I was 18).

    I've changed companies now one year later, and it's about £750.
    If I was to get insured on the same car , would the price be the same for me?



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  4. knight9434's Avatar
    • Exalted Member
    • Posts: 397
    (Original post by SAF1234)
    If I was to get insured on the same car , would the price be the same for me?



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    Prob not depends where you live, if your parents are on the insurance, if you have off road parking and all the other things they ask you when you fill out the forms to get a quote but put it into confused.com or something and find out!


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  5. Village Whisper's Avatar
    • Benevolent Member
    • Location: Cambridge
    • Posts: 712
    Re: First car insurance
    (Original post by SAF1234)
    If I was to get insured on the same car , would the price be the same for me?



    This was posted from The Student Room's iPhone/iPad App
    Yeah like Knight9434 said, it would depend on a lot of things. I live in a small village and the car's parked on our driveway, but I assume it would cost a lot more if I lived in London and it was parked on the street (for example). I think it depends on the actual car as well, like whether or not it's been modified (mine has really dark-tinted back windows).

    So yeah, if your situation's comparable to mine then it might be similar, but you should have a look on those comparison websites
  6. reenin's Avatar
    • Junior Member
    • Posts: 62
    Re: First car insurance
    Nissan Micra (m reg!), bad area, tesco insurance, third party, 1800.
    My renewal this year is 600 on my aygo, fully comp!
  7. SAF1234's Avatar
    • Full Member
    • Posts: 117
    (Original post by Village Whisper)
    Yeah like Knight9434 said, it would depend on a lot of things. I live in a small village and the car's parked on our driveway, but I assume it would cost a lot more if I lived in London and it was parked on the street (for example). I think it depends on the actual car as well, like whether or not it's been modified (mine has really dark-tinted back windows).

    So yeah, if your situation's comparable to mine then it might be similar, but you should have a look on those comparison websites
    I live in London (east London ) and on the websites I put that the car will be in the garage at night.

    But I still think I'm making mistakes because I get quotes for 20,000 pounds for very cheap cars. Like ford ka ..


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  8. Jack22031994's Avatar
    • Exalted and Worshipped Member
    • Posts: 1,362
    (Original post by SAF1234)
    I live in London (east London ) and on the websites I put that the car will be in the garage at night.

    But I still think I'm making mistakes because I get quotes for 20,000 pounds for very cheap cars. Like ford ka ..


    This was posted from The Student Room's iPhone/iPad App
    I think it's that you live in a city so therefore is perceived ti have a higher chance of a break in probably, you know what insurance companies are like


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  9. SAF1234's Avatar
    • Full Member
    • Posts: 117
    Yh I guess, but a jump from 2 grand to 20 grand is a bit too much


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  10. Jack22031994's Avatar
    • Exalted and Worshipped Member
    • Posts: 1,362
    (Original post by SAF1234)
    Yh I guess, but a jump from 2 grand to 20 grand is a bit too much


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    Yeah as I live in Wiltshire and my highest Wad 3,000 and lowest 1,100


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  11. Phantom Shadow's Avatar
    • Junior Member
    • Posts: 31
    Re: First car insurance
    S reg Renault megane scenic TPFT £630 which included commuting and business cover - pretty impressed with the price, next cheapest was £1500
  12. Michalux's Avatar
    • New Member
    • Posts: 15
    Re: First car insurance
    Do you know any other cheap insurance companies? I done like 1000s of quotes online for vauxhall corsa and i keep getting the premiums above 5k and it's in Liverpool area. I also tried adding my parents as named drivers or as main driver but it still get above 3k at least...

    I would appreciate any advice

    I'm 19 btw and i have had my driving licence for a year now
  13. IndyAM's Avatar
    • Respected Member
    • Location: The Middle Bit
    • Posts: 209
    Re: First car insurance
    (Original post by Michalux)
    Do you know any other cheap insurance companies? I done like 1000s of quotes online for vauxhall corsa and i keep getting the premiums above 5k and it's in Liverpool area. I also tried adding my parents as named drivers or as main driver but it still get above 3k at least...

    I would appreciate any advice

    I'm 19 btw and i have had my driving licence for a year now
    Bold is fronting, it's not worth losing your licence over

    Try different cars?
  14. hardleyouth's Avatar
    • Benevolent Member
    • Location: London E1
    • Posts: 624
    Re: First car insurance
    (Original post by Nayberay)
    Quote i've got as i'm soon to do my test and this is the car I will be getting is..

    2005 1.6L VW Golf

    £1.8K Fully Comp Insurance - Admiral.

    Live in London too.
    *******s have you!? How old are you? 65!?
  15. SAF1234's Avatar
    • Full Member
    • Posts: 117
    (Original post by Nayberay)
    Quote i've got as i'm soon to do my test and this is the car I will be getting is..

    2005 1.6L VW Golf

    £1.8K Fully Comp Insurance - Admiral.

    Live in London too.
    Is that quote with u as a named driver?
    Did you contact the company directly
    ..
    Im seriously confused with getting quotes .. I can't get anything lower
    Than 20k ?
    I live In London aswell.





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  16. Emma:-)'s Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Swadlincote
    • Posts: 4,488
    Re: First car insurance
    My first car was a fiat punto mk2. My first inasurance was £1062 fully comp and i went with tesco.
  17. purple-girl's Avatar
    • Vengeful, Imperial Overlord of The Student Room
    • Location: Manchester (Home) Durham (Term time)
    • Posts: 4,094
    Re: First car insurance
    55 reg 1.2 Corsa cost me around £1400 to insure with Egg when I was 19 2 years ago, 11 days after passing my test. No other drivers on the policy or anything.
  18. conniebee's Avatar
    • Exalted Member
    • Posts: 398
    Re: First car insurance
    My first car:
    1998 Renault Clio Grande 1.2 = £900 odd for the first year, £800 or so for the second.
    My current car:
    2001 Ford KA Style 1.3 = £648 this year.

    All on Admiral. Diamond offered me this years price on my KA, but after talking to Admiral they matched the price as Diamond is their 'sister company.'
  19. sianmay's Avatar
    • Full Member
    • Posts: 129
    Re: First car insurance
    Just bought a 52 reg Vauxhall Corsa SXI and insured it for just under £1000 with Admiral.
  20. hardleyouth's Avatar
    • Benevolent Member
    • Location: London E1
    • Posts: 624
    Re: First car insurance
    (Original post by IndyAM)
    Bold is fronting, it's not worth losing your licence over

    Try different cars?

    I don't really in visage a situation where anyone would ever lose their license or even get caught for fronting
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