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General advice needed on life steps.

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  1. Offline

    Hi All,

    In a sticky situation which I need to make my next steps carefully and soon. Basically I have two options which both have positives and negatives. I got myself into around 9,000 worth of debt whilst being at University (Landlord was awful - never paid rent and then charged us for loads of damage to the house and also numerous other debts)

    Stay at my job
    -Earn just above national minimum wage
    -Pay full rent to parents.
    -Be unhappy in a job with NO prospects and a bunch of morons.
    -No way to save money as paying debts off.

    Convert my HND into a full degree
    -More career prospects (I eventually want to do a PGCE)
    -Enter a debt relief order which will wipe my 9,000 debt. And start fresh.
    -Work part time and earn proximately 100.00 a week.
    -Be generally much happier in life and not feel my education was wasted.

    What you reckon? some much needed advice from anyone would be amazing
  2. Offline

    You seem to have already made your decision. Convert.
  3. Offline

    Yes, that is my decision but a choice this big never comes without negatives..
  4. Offline

    Judging by the post, the benefits of converting seem to far outweigh the benefits of staying in your job. Go for it.
  5. Offline

    It is true there is a lot of benefits for it. But scared of the negatives.... has anyone ever handed a 1 month notice in at work? how did they treat you?


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