In a sticky situation which I need to make my next steps carefully and soon. Basically I have two options which both have positives and negatives. I got myself into around 9,000 worth of debt whilst being at University (Landlord was awful - never paid rent and then charged us for loads of damage to the house and also numerous other debts)
Stay at my job
-Earn just above national minimum wage
-Pay full rent to parents.
-Be unhappy in a job with NO prospects and a bunch of morons.
-No way to save money as paying debts off.
Convert my HND into a full degree
-More career prospects (I eventually want to do a PGCE)
-Enter a debt relief order which will wipe my 9,000 debt. And start fresh.
-Work part time and earn proximately 100.00 a week.
-Be generally much happier in life and not feel my education was wasted.
What you reckon? some much needed advice from anyone would be amazing