The Student Room Group

Big problem, £374 to live on for a year!?

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Reply 40
Original post by rlw31
Lolwut, close to 25% of those who took part in the poll didn't even ask for more. Besides, your initial statement was that a £3000 interest free overdraft was *******s, which it isn't, after that you specified the first year, which it isn't. Still wrong.


I believe I said the plan was *******s. The plan was to ask for a three grand overdraft in first year, so I'm not moving the goalposts at all. As I say - and this is all I'm going to say on the matter - if she asks for a three grand overdraft she won't be getting it. Incidentally if you exclude those who didn't ask for three grand it doesn't change the percentages that much.

If you decide to do all the sums and work out the exact percentages it changes it by and you decide it's significant, do keep it to yourself. Throat slittingly dull.

She won't get three grand. On that basis: *******s plan.

End of.
Reply 41
Original post by AnnaW123
haha alright most things that are legal and dignified :wink: aha!


hey just wondering, what threshold do your parents earn more than so that you get less loan? My dad earns about £30,000 but I only get £4500 student loan apparantly and that seems a lot less than everyone else? i'm not sure if its right?
Reply 42
Hey :smile: My dads on 42 i think and my mum on 16, so that sounds about right i'm afraid! Sorry to be the bearer of bad news :P
Reply 43
Original post by AnnaW123
Hey :smile: My dads on 42 i think and my mum on 16, so that sounds about right i'm afraid! Sorry to be the bearer of bad news :P


:'( I need more loan too hehe, but wait, your parents earn more but you still have more loan? right? or am I just confused..
Reply 44
Nope my student loan is 2300 roundly XD
Original post by AnnaW123
I just added together my NHS bursary, NHS grant and Student Loan (Maintainance Loan) and it comes out as £5124 all together per year. My accomodation per year is £4750, leaving me with £374 per year to live on. I'm on an NHS course and will be required to pay for 2 sets of accomodation (1 up where i do my medical placement) and of course i'll need food, books and the ability to socialize every now and again!
How on earth am i meant to manage with £374 for all that? Someone help :frown:


at this point, your only option im afraid to say, is selling crack.
Original post by TheSownRose
Commuting isn't free, unless you walk.


No, but may be cheaper than renting two flats/rooms
Reply 47
Original post by AnnaW123
Nope my student loan is 2300 roundly XD


ahh I understand haha, yes you are the bearer of bad news :smile: lol
Reply 48
Original post by AnnaW123
I only know that i get a maintainance loan, nhs bursary and nhs grant, the bursary is means tested so i only get a thousand pounds :/



Is that the NHS Bursary or the University's Bursary, because for that's a VERY generous means tested Bursary for someone over the Grant limit!
Reply 49
Original post by ilovefashion90
at this point, your only option im afraid to say, is selling crack.


Or their body.
Reply 50
Original post by OhNoes
And lastly beg, beg, BEG you parents, grandparents, cousins and people you meet on the street for some cash :biggrin:

That's my plan anyway. No wash basin FTW!


I don't get this. Why would anyone want to beg relatives for money? I'd find it so degrading to have to do this. I'd rather work every spare hour I had than do that.

And how do you wash if you don't have a basin/shower etc?
Reply 51
Me too Tycho, but i know my parents won't let me starve :smile: I dont get a university bursary, i only get my maintanence loan which is £2300 ish, my NHS bursary which is means tested and i get £1000, and an NHS grant which anyone on an NHS course gets for £1000 :P
Original post by ruby321
hey just wondering, what threshold do your parents earn more than so that you get less loan? My dad earns about £30,000 but I only get £4500 student loan apparantly and that seems a lot less than everyone else? i'm not sure if its right?


It also depends on where you're studying. Someone who studies in London gets more than someone who lives in Exeter due to higher rent.
Original post by AnnaW123
Damn, i'm already with Co-Op though :frown: Apparently my loan should be £3575 not £2343, so i'll be ringing them tomorrow demanding more money in the name of malnutrition!! :P


In the name of malnutrition. Doesn't matter if you're eating 3 course meals everyday, if they posed to give you 3575 then that's what they give you.

It's like my mate lent me £40 two years ago, I was 16, he was 19 at the time. He was earning £24000 a year, so I decided not to pay him back, he got mad an asked why and I said because you don't need the money it don't effect you...

I learnt my lesson, and it's the principle that matters.
Reply 54
Original post by AnnaW123
I just added together my NHS bursary, NHS grant and Student Loan (Maintainance Loan) and it comes out as £5124 all together per year. My accomodation per year is £4750, leaving me with £374 per year to live on. I'm on an NHS course and will be required to pay for 2 sets of accomodation (1 up where i do my medical placement) and of course i'll need food, books and the ability to socialize every now and again!
How on earth am i meant to manage with £374 for all that? Someone help :frown:


maintainance grant?
£1 a day everyday except £10 on Christmas to really treat yourself
Reply 56
Get a job, it's not f**king rocket science.
Reply 57
I don't qualify for a maintainance grant :smile: thanks for the replies, and verococha no, its not rocket science, i'm not sure whether you've ever done a medical degree but we have very few holidays and i'll be on clinical placement in a completely different place to my university for 60% of the course, so it may not be rocket science, but it would be impossible to commute to my job whilst on medical placement.
Original post by AnnaW123
Me too Tycho, but i know my parents won't let me starve :smile: I dont get a university bursary, i only get my maintanence loan which is £2300 ish, my NHS bursary which is means tested and i get £1000, and an NHS grant which anyone on an NHS course gets for £1000 :P


you seem to have answered your own question, your parents will help :smile: :smile: :smile:
you can't live on that amount. you might as well just go to the casino and stick it all on red or something.

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