Money worries

Is it worth opening multiple student accounts?
I want to upgrade my natwest current account to a student account but then I also feel like I should open an account with Santander as they seem to offer the best account for what I'm looking for - does anyone know if it is worthwhile having two student accounts?

I don't live at my parents house anyway and my bills come out of my halifax account, and my savings account and credit card are both with halifax too but I use my natwest account for special occasion spending (birthdays and Christmases) and I've always found having multiple accounts useful but will I lose any account benefits if I don't have my student loan paid into one of my student bank accounts?

Slight confusing I know but can anyone help?