Student finance loan

If you don't need the maintenance loan then I think you can inform them so. Or if you (or your parents, presumably) are reasonably monied and can cover the loan costs yourself, pay it off straight away (which is what one of my friend's parents did for him).

Hey, I was wondering, is the loan value negotiable? I don't want the full maintainence loan as I wont need it all and it seems a bit silly having money I don't need when there's interested building up on it.

downwards yes, so you can request less than the maximum your entitled to. You can just request the grant (if eligible) and not the maintenance loan.

You can't negotiate upwards though.