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Applying as a mature student

Hello everyone,

I'm 21 years old and have been working as a labourer with my father for the past 4 years since I left sixth form, I absolutely detest my job and every year I contemplated the idea of going to university. Currently I only have 200 Ucas points and so I would need to gain some more in the next year, with a view of applying for the 15/16 year. By which point I will be 22, almost 23. What do you guys think about this? Is it really worth it? Will I fit in?

Any advice would be greatly appreciated! Many thanks