Hi guys,
so I forgot to renew a book I borrowed 3 months ago. Now I got a letter from a debt collector saying I owe the library over £20.
I have to pay it even if I return the book (worth £12.99)
The thing is, the account is under my name but it is spelled incorrectly. I was wondering if I can appeal saying that such person doesn't exist and open a new account? Moreover, I'm 17 so I was hoping there's a way to appeal because I'm underage.
Is there anything I can do to avoid the charge? I don't have the money to pay it.