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Maintenance loan and grant?

Hi I have applied for a number of mechanical engineering 4 year(includes foundation year) courses and am wondering if I would be allowed to get a maintenance loan and grant? I am also wondering how they are paid out, is it at the start of every term? Also is it every year?
Reply 1
Avatar for Swanbow
Swanbow
19
Depends on your family income. Most people get a maintenance loan and grant, except those at either extreme of the income brackets.

You're immanence loan and grant will be paid directly into your bank account at the start of every semester (same thing as term), 3 times a year. Works like that throughout your time at university. Tuition fees loan goes directly to the university, you don't get to see that money.
Reply 2
Avatar for Klix88
Klix88
17
Everyone can apply for a minimum Maintenance Loan. It can be topped up further depending on your household income. Students from lower income households can get a Maintenance Grant, but those from higher income households won't get this.

You are guaranteed a Tuition Fee Loan, which covers the entire cost of your degree course tuition fees. This is paid direct to the uni.

Summary of Student Finance entitlements - and a link to a calculator which gives an estimate of what you'll get - here:
https://www.gov.uk/student-finance/loans-and-grants
Reply 3
Avatar for WilliamSlim
WilliamSlim
OP
3
Do you guys think I'd need a part time job as well?
If your family earn over £60K and won't support you you will have to.
You'll get roughly a 1/3 of maintenance paid at the start of each term, with slightly more for the summer.
Reply 6
Avatar for Klix88
Klix88
17
Original post by WilliamSlim
Do you guys think I'd need a part time job as well?

It depends what the calculator estimates you'll get. At the lower end, yes. At the upper end, probably not.

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