So I've never been on contract before and needed an upgrade on my cracked Iphone 4. I decided to go online to Carphone Warehouse and ordered the HTC one m8 with a £26 p/m contract on Vodafone. My order is still processing as I think they're waiting for Vodafone to do a credit check on my account. Here's the thing, I've only opened my bank account 4 months ago (first one ever) and since then I've been working part time too. Seeing as my account is relatively new I don't really think there is much to score on my account since there is no history. Will this affect the chances of me passing the credit check etc? The billing address of my debit card is the same as my residential address too. How likely am I to pass?